{
  "url": "https://openlegislation.uk/draft-bankruptcy-money-advice-and-deduction-from-income-etc-scotland-regulations-2014",
  "json_url": "https://openlegislation.uk/draft-bankruptcy-money-advice-and-deduction-from-income-etc-scotland-regulations-2014.json",
  "id": "sdsi/2014/9780111024386",
  "title": "The Bankruptcy (Money Advice and Deduction from Income etc.) (Scotland) Regulations 2014",
  "short_title": "Bankruptcy (Money Advice and Deduction from Income etc.) 2014",
  "long_title": "These Regulations make provision about various matters to implement provisions of the Bankruptcy and Debt Advice (Scotland) Act 2014 (“the 2014 Act”) which amended the Bankruptcy (Scotland) Act 1985 (“the 1985 Act”).",
  "citation": "Draft 2014, ISBN 9780111024386",
  "type": "sdsi",
  "year": "2014",
  "number": "9780111024386",
  "version": "current",
  "date": null,
  "revised": false,
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      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/draft-bankruptcy-money-advice-and-deduction-from-income-etc-scotland-regulations-2014/introduction",
      "extent": null,
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    },
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      "heading": "Citation and commencement",
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      "extent": null,
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      "heading": "Interpretation",
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      "extent": null,
      "status": null,
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    },
    {
      "path": "crossheading/money-advisers",
      "kind": "crossheading",
      "number": null,
      "heading": "Money advisers",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/3",
      "kind": "regulation",
      "number": "3",
      "heading": "Approved categories of money advisers",
      "url": "https://openlegislation.uk/draft-bankruptcy-money-advice-and-deduction-from-income-etc-scotland-regulations-2014/regulation-3",
      "extent": null,
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      "parent": "crossheading/money-advisers"
    },
    {
      "path": "regulation/4",
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      "number": "4",
      "heading": "Persons who may not be approved money advisers",
      "url": "https://openlegislation.uk/draft-bankruptcy-money-advice-and-deduction-from-income-etc-scotland-regulations-2014/regulation-4",
      "extent": null,
      "status": null,
      "parent": "crossheading/money-advisers"
    },
    {
      "path": "regulation/5",
      "kind": "regulation",
      "number": "5",
      "heading": "Other matters on which a debtor must obtain advice",
      "url": "https://openlegislation.uk/draft-bankruptcy-money-advice-and-deduction-from-income-etc-scotland-regulations-2014/regulation-5",
      "extent": null,
      "status": null,
      "parent": "crossheading/money-advisers"
    },
    {
      "path": "regulation/6",
      "kind": "regulation",
      "number": "6",
      "heading": "Money advice on debtor applications: procedure on evidence and information",
      "url": "https://openlegislation.uk/draft-bankruptcy-money-advice-and-deduction-from-income-etc-scotland-regulations-2014/regulation-6",
      "extent": null,
      "status": null,
      "parent": "crossheading/money-advisers"
    },
    {
      "path": "regulation/7",
      "kind": "regulation",
      "number": "7",
      "heading": "Amendment of the Bankruptcy (Certificate for Sequestration) (Scotland) Regulations 2010",
      "url": "https://openlegislation.uk/draft-bankruptcy-money-advice-and-deduction-from-income-etc-scotland-regulations-2014/regulation-7",
      "extent": null,
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      "parent": "crossheading/money-advisers"
    },
    {
      "path": "crossheading/deduction-from-debtors-earnings-and-other-income",
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      "number": null,
      "heading": "Deduction from debtor’s earnings and other income",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
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      "path": "regulation/8",
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      "heading": "Deduction from debtor’s earnings and other income",
      "url": "https://openlegislation.uk/draft-bankruptcy-money-advice-and-deduction-from-income-etc-scotland-regulations-2014/regulation-8",
      "extent": null,
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    },
    {
      "path": "crossheading/minor-and-consequential-amendments",
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      "heading": "Minor and consequential amendments",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/9",
      "kind": "regulation",
      "number": "9",
      "heading": "Amendment of the 1985 Act: family home not to reinvest (gratuitous alienation)",
      "url": "https://openlegislation.uk/draft-bankruptcy-money-advice-and-deduction-from-income-etc-scotland-regulations-2014/regulation-9",
      "extent": null,
      "status": null,
      "parent": "crossheading/minor-and-consequential-amendments"
    },
    {
      "path": "crossheading/revocations-and-debtor-applications-before-1st-april-2015",
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      "number": null,
      "heading": "Revocations and debtor applications before 1st April 2015",
      "url": null,
      "extent": null,
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    },
    {
      "path": "regulation/10",
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      "heading": "Revocation",
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    },
    {
      "path": "regulation/11",
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      "heading": "Debtor applications before 1st April 2015 (low income, low asset debtors)",
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    },
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      "heading": "Signature",
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    },
    {
      "path": "schedule/1",
      "kind": "schedule",
      "number": "1",
      "heading": "Form - Certificate for Sequestration",
      "url": "https://openlegislation.uk/draft-bankruptcy-money-advice-and-deduction-from-income-etc-scotland-regulations-2014/schedule-1",
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    },
    {
      "path": "schedule/2",
      "kind": "schedule",
      "number": "2",
      "heading": "Forms – Deduction from Income",
      "url": "https://openlegislation.uk/draft-bankruptcy-money-advice-and-deduction-from-income-etc-scotland-regulations-2014/schedule-2",
      "extent": null,
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    },
    {
      "path": "note",
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      "heading": "Explanatory note",
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  "outstanding_effects": [],
  "made_under": [
    {
      "id": "ukpga/1985/66",
      "title": "Bankruptcy (Scotland) Act 1985 (repealed)",
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    }
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    "retrieved_at": "2026-10-30T15:35:40.347223+00:00"
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  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}