Regulation 2 Interpretation

In this Part—

• “the Act” means the Civil Liability Act 2018;

• “private motor insurance policy” means a relevant third party personal injury policy of insurance which is a policy of insurance against losses arising from the death of, or bodily injury to, any person, or damage to property that is supplied to, or acquired by, the user of a privately owned motor vehicle which—

  1. (a)

     restricts the insurance of the person insured by the policy to use of the vehicle for specified purposes (in particular, social, domestic and pleasure purposes) of a non-commercial character; or

  2. (b)

     which excludes—

     1. (i)

        use of the vehicle for hire or reward;

     2. (ii)

        business or commercial use of the vehicle; or

     3. (iii)

        use of the vehicle for specified purposes of a business or commercial character.