{
  "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004",
  "json_url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004.json",
  "id": "sdsi/2004/0110626400",
  "title": "The Debt Arrangement Scheme (Scotland) Regulations 2004",
  "short_title": "Debt Arrangement Scheme 2004",
  "long_title": "These Regulations provide a scheme for repayment of multiple debts in Scotland. They provide for procedure and forms in respect of a repayment arrangement under the scheme, which on approval is described as a debt payment programme (“a programme”).",
  "citation": "Draft 2004, ISBN 0110626400",
  "type": "sdsi",
  "year": "2004",
  "number": "0110626400",
  "version": "current",
  "date": null,
  "revised": false,
  "valid_from": null,
  "extent": null,
  "unapplied_effects": 0,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "part/1",
      "kind": "part",
      "number": "1",
      "heading": "GENERAL",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/1",
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      "number": "1",
      "heading": "Citation and commencement",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-1",
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/2",
      "kind": "regulation",
      "number": "2",
      "heading": "Interpretation: general",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-2",
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/3",
      "kind": "regulation",
      "number": "3",
      "heading": "Interpretation: debt",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-3",
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/4",
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      "number": "4",
      "heading": "Dispensing power",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-4",
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/5",
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      "heading": "Fees",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-5",
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/6",
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      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-6",
      "extent": null,
      "status": null,
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    },
    {
      "path": "part/2",
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      "number": "2",
      "heading": "MONEY ADVISERS",
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    },
    {
      "path": "regulation/7",
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      "heading": "Debtor to have a money adviser",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-7",
      "extent": null,
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "regulation/8",
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      "number": "8",
      "heading": "Approval of a money adviser",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-8",
      "extent": null,
      "status": null,
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    },
    {
      "path": "regulation/9",
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      "heading": "Revocation, or suspension, of approval of a money adviser",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-9",
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      "path": "regulation/10",
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      "heading": "Persons who may not be approved",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-10",
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      "path": "regulation/11",
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      "heading": "Functions and duty of a money adviser",
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      "path": "regulation/12",
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      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-12",
      "extent": null,
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "part/3",
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      "heading": "PAYMENTS DISTRIBUTORS",
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    {
      "path": "regulation/13",
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      "path": "regulation/14",
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      "path": "regulation/15",
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      "heading": "Functions and duty of a payments distributor",
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    },
    {
      "path": "regulation/16",
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      "number": "16",
      "heading": "Charges by a payments distributor",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-16",
      "extent": null,
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    },
    {
      "path": "part/4",
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      "number": "4",
      "heading": "DEBT ARRANGEMENT SCHEME REGISTER",
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    },
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      "path": "regulation/17",
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      "heading": "Debt Arrangement Scheme Register",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-17",
      "extent": null,
      "status": null,
      "parent": "part/4"
    },
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      "path": "regulation/18",
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      "number": "18",
      "heading": "Information on the DAS Register",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-18",
      "extent": null,
      "status": null,
      "parent": "part/4"
    },
    {
      "path": "regulation/19",
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      "number": "19",
      "heading": "Access to, and use of, information on the DAS Register",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-19",
      "extent": null,
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    },
    {
      "path": "part/5",
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      "number": "5",
      "heading": "APPROVAL OF DEBT PAYMENT PROGRAMMES",
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      "path": "regulation/20",
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      "extent": null,
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    {
      "path": "regulation/21",
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      "number": "21",
      "heading": "Debtors who may apply for approval",
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    {
      "path": "regulation/22",
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      "heading": "Consent of every creditor",
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      "extent": null,
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    },
    {
      "path": "regulation/23",
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      "heading": "Objection by a creditor",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-23",
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    },
    {
      "path": "regulation/24",
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      "number": "24",
      "heading": "Composition and waiver of interest",
      "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-24",
      "extent": null,
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    },
    {
      "path": "regulation/25",
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      "heading": "Approval of agreed programmes",
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      "extent": null,
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    },
    {
      "path": "regulation/26",
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      "heading": "Approval by the DAS administrator",
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    {
      "path": "regulation/27",
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    {
      "path": "regulation/28",
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    {
      "path": "regulation/29",
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      "path": "regulation/30",
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      "path": "part/6",
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      "path": "regulation/33",
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    {
      "path": "regulation/34",
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      "path": "regulation/35",
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      "path": "regulation/36",
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    {
      "path": "part/7",
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      "path": "regulation/38",
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    {
      "path": "regulation/40",
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      "path": "part/8",
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      "path": "regulation/41",
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      "heading": "Revocation on sequestration",
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      "path": "regulation/42",
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      "path": "regulation/44",
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      "path": "regulation/45",
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      "path": "regulation/46",
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      "path": "part/9",
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      "heading": "COMPLETION OF A DEBT PAYMENT PROGRAMME",
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      "path": "regulation/48",
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      "heading": "Notices by a money adviser: completion",
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      "path": "part/10",
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    {
      "path": "signature",
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      "heading": "Signature",
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    },
    {
      "path": "schedule/1",
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      "number": "1",
      "heading": "ARRANGEMENT OF FORMS",
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    {
      "path": "schedule/1/part/1",
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    {
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