{
  "url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-3",
  "json_url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004/regulation-3.json",
  "legislation": "sdsi/2004/0110626400",
  "legislation_title": "The Debt Arrangement Scheme (Scotland) Regulations 2004",
  "legislation_url": "https://openlegislation.uk/draft-debt-arrangement-scheme-scotland-regulations-2004",
  "path": "regulation/3",
  "kind": "regulation",
  "number": "3",
  "heading": "Interpretation: debt",
  "text": "In these Regulations, “Debt”–\n(a) includes any sum due by a debtor–\n(i) constituted by–\n(aa) decree or document of debt;\n(bb) judicial or contractual interest;\n(cc) charges or penalties due under a contract on any default in respect, or breach of, that contract;\n(dd) lease or tenancy agreement;\n(ee) enactment;\n(ii) secured by a standard security, to the extent that the sum is arrears of a periodic payment due to be paid under a loan agreement so secured;\n(iii) recoverable from the debtor as enforcement expenses; and\n(b) excludes any sum due by a debtor–\n(i) to the extent it is secured by a standard security, other than where that sum is included under paragraph (a)(ii);\n(ii) as a liability for the purpose of section 17(2B) of the Legal Aid (Scotland) Act 1986.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "footnote",
      "label": "f1",
      "text": "1986 c. 47. Section 2B was inserted by the Law Reform (Miscellaneous Provisions) (Scotland) Act 1990 (c. 40), Schedule 8, paragraph 36."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/sdsi/2004/0110626400/regulation/3",
    "retrieved_at": "2026-10-30T15:39:42.838477+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}