{
  "url": "https://openlegislation.uk/draft-flood-reinsurance-scheme-funding-and-administration-regulations-2015/regulation-4",
  "json_url": "https://openlegislation.uk/draft-flood-reinsurance-scheme-funding-and-administration-regulations-2015/regulation-4.json",
  "legislation": "ukdsi/2015/9780111137307",
  "legislation_title": "The Flood Reinsurance (Scheme Funding and Administration) Regulations 2015",
  "legislation_url": "https://openlegislation.uk/draft-flood-reinsurance-scheme-funding-and-administration-regulations-2015",
  "path": "regulation/4",
  "kind": "regulation",
  "number": "4",
  "heading": "Definition of “flood”",
  "text": "(1) For the purposes of sections 64 to 69 of the Act, “flood” means water, from any source external to a building, which enters a building—\n(a) (i) at or below ground level; or\n(ii) above ground level, provided that part of the body of such water is at ground level;\nand\n(b) does so with a volume, weight or force which is substantial and abnormal.\n(2) For the purposes of paragraph (1), the following do not constitute a flood—\n(a) the gradual seepage or percolation of water into a building (such as rising damp);\n(b) water escaping from a water main, drain, sewer, pipe or other thing inside a building, unless such escape was solely the consequence of a flood falling within paragraph (1).",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukdsi/2015/9780111137307/regulation/4",
    "retrieved_at": "2026-10-30T15:09:35.015696+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}