# The Flood Reinsurance (Scheme Funding and Administration) Regulations 2015, Regulation 4: Definition of “flood”


(1) For the purposes of sections 64 to 69 of the Act, “flood” means water, from any source external to a building, which enters a building—
(a) (i) at or below ground level; or
(ii) above ground level, provided that part of the body of such water is at ground level;
and
(b) does so with a volume, weight or force which is substantial and abnormal.
(2) For the purposes of paragraph (1), the following do not constitute a flood—
(a) the gradual seepage or percolation of water into a building (such as rising damp);
(b) water escaping from a water main, drain, sewer, pipe or other thing inside a building, unless such escape was solely the consequence of a flood falling within paragraph (1).

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Source: https://www.legislation.gov.uk/ukdsi/2015/9780111137307/regulation/4 (the official version)
Page: https://openlegislation.uk/draft-flood-reinsurance-scheme-funding-and-administration-regulations-2015/regulation-4
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.