Paragraph 4
The descriptions of damage referred to in paragraph 3 are—
(a)
damage to—
(i)
the structure of the property;
(ii)
wall coverings, ceilings, roofs and roof coverings including plaster and render but excluding decoration;
(iii)
floors;
(iv)
staircases;
(v)
external windows and doors, including panes;
(b)
damage which is likely to result in risks to the health or safety of persons.