# The Mortgage Credit Directive Order 2015, Article 28: Transitional provision: agreements before 21st March 2016


(1) Subject to paragraph (2), this Order does not apply to the granting of credit pursuant to an agreement existing before 21st March 2016.
(2) Paragraph (1) does not prevent this Order from applying to a consumer credit back book mortgage contract from the later of—
(a) 21st March 2016, if the consumer credit back book mortgage contract was entered into before that date; or
(b) the time at which the consumer credit back book mortgage contract is entered into.

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Source: https://www.legislation.gov.uk/ukdsi/2015/9780111130810/article/28 (the official version)
Page: https://openlegislation.uk/draft-mortgage-credit-directive-order-2015/article-28
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.