{
  "url": "https://openlegislation.uk/draft-small-and-medium-sized-business-credit-information-regulations-2015/regulation-45",
  "json_url": "https://openlegislation.uk/draft-small-and-medium-sized-business-credit-information-regulations-2015/regulation-45.json",
  "legislation": "ukdsi/2015/9780111138861",
  "legislation_title": "The Small and Medium Sized Business (Credit Information) Regulations 2015",
  "legislation_url": "https://openlegislation.uk/draft-small-and-medium-sized-business-credit-information-regulations-2015",
  "path": "regulation/45",
  "kind": "regulation",
  "number": "45",
  "heading": "Referral to Tribunal",
  "text": "If the FCA decides to—\n(a) publish a statement under regulation 28 (public censure);\n(b) impose a penalty under regulation 29 (financial penalties);\n(c) impose a limitation on a permission under regulation 30 (limitations on permission to carry on regulated activities); or\n(d) exercise the power in regulation 32(2),\nthe person concerned may refer the matter to the Upper Tribunal.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukdsi/2015/9780111138861/regulation/45",
    "retrieved_at": "2026-10-30T15:09:20.633733+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}