{
  "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016",
  "json_url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016.json",
  "id": "uksi/2016/606",
  "title": "The Education (Postgraduate Master's Degree Loans) Regulations 2016",
  "short_title": "Education (Postgraduate Master's Degree Loans) 2016",
  "long_title": "These Regulations provide the making of loans to eligible students for postgraduate master's degree courses which begin on or after 1st August 2016 and set out the repayment terms of such a loan. With the exception of regulation 97(1), which applies to Wales, and regulation 97(2), which extends to Northern Ireland, these Regulations apply in relation to England only; however these Regulations extend to all of the United Kingdom in so far as they impose any obligation, or confer any power, on HMRC, an employer or a borrower in relation to repayments under chapters 3 or 4 of Part 2 or on any other person in relation to the retention or production of information or records.",
  "citation": "S.I. 2016/606",
  "type": "uksi",
  "year": "2016",
  "number": "606",
  "version": "current",
  "date": "2016-05-24",
  "revised": true,
  "valid_from": "2026-09-01",
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 23,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/introduction",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/1",
      "kind": "regulation",
      "number": "1",
      "heading": "Citation, commencement, extent and application",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-1",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "part/1",
      "kind": "part",
      "number": "1",
      "heading": null,
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "part/1/chapter/1",
      "kind": "chapter",
      "number": "1",
      "heading": null,
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/2",
      "kind": "regulation",
      "number": "2",
      "heading": "Interpretation",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-2",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1/chapter/1"
    },
    {
      "path": "part/1/chapter/2",
      "kind": "chapter",
      "number": "2",
      "heading": null,
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/3",
      "kind": "regulation",
      "number": "3",
      "heading": "Eligible students",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-3",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1/chapter/2"
    },
    {
      "path": "regulation/4",
      "kind": "regulation",
      "number": "4",
      "heading": "Designated courses",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-4",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1/chapter/2"
    },
    {
      "path": "regulation/5",
      "kind": "regulation",
      "number": "5",
      "heading": "Period of eligibility",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-5",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/2"
    },
    {
      "path": "regulation/6",
      "kind": "regulation",
      "number": "6",
      "heading": "Transfer of status",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-6",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/2"
    },
    {
      "path": "regulation/7",
      "kind": "regulation",
      "number": "7",
      "heading": "Students becoming eligible in the course of an academic year",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-7",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/2"
    },
    {
      "path": "regulation/8",
      "kind": "regulation",
      "number": "8",
      "heading": "Events",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-8",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "part/1/chapter/2"
    },
    {
      "path": "part/1/chapter/2A",
      "kind": "chapter",
      "number": "2A",
      "heading": "Designation of Courses Taught or Delivered by Franchised Providers",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/8A",
      "kind": "regulation",
      "number": "8A",
      "heading": "Interpretation of Chapter 2A",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-8A",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/2A"
    },
    {
      "path": "regulation/8B",
      "kind": "regulation",
      "number": "8B",
      "heading": "Meaning of “franchised provider”, “franchised student”, “student population”, “unregistered franchised provider”, “below-threshold franchised provider” and “qualifying franchised provider”",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-8B",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/2A"
    },
    {
      "path": "regulation/8C",
      "kind": "regulation",
      "number": "8C",
      "heading": "Restriction of designation of courses taught or delivered by franchised providers",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-8C",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/2A"
    },
    {
      "path": "regulation/8D",
      "kind": "regulation",
      "number": "8D",
      "heading": "Determination of student population",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-8D",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/2A"
    },
    {
      "path": "regulation/8E",
      "kind": "regulation",
      "number": "8E",
      "heading": "Notice of status",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-8E",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/2A"
    },
    {
      "path": "regulation/8F",
      "kind": "regulation",
      "number": "8F",
      "heading": "Appeals against notices of status",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-8F",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/2A"
    },
    {
      "path": "regulation/8G",
      "kind": "regulation",
      "number": "8G",
      "heading": "Correction year",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-8G",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/2A"
    },
    {
      "path": "regulation/8H",
      "kind": "regulation",
      "number": "8H",
      "heading": "Appeals against correction years",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-8H",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/2A"
    },
    {
      "path": "part/1/chapter/3",
      "kind": "chapter",
      "number": "3",
      "heading": null,
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/9",
      "kind": "regulation",
      "number": "9",
      "heading": "Applications for a postgraduate master's degree loan",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-9",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/3"
    },
    {
      "path": "regulation/10",
      "kind": "regulation",
      "number": "10",
      "heading": "Time limits",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-10",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/3"
    },
    {
      "path": "regulation/11",
      "kind": "regulation",
      "number": "11",
      "heading": "Requirement to enter into a contract for a postgraduate master's degree loan",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-11",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/3"
    },
    {
      "path": "part/1/chapter/4",
      "kind": "chapter",
      "number": "4",
      "heading": null,
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/12",
      "kind": "regulation",
      "number": "12",
      "heading": "Amount of the postgraduate master's degree loan",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-12",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1/chapter/4"
    },
    {
      "path": "regulation/13",
      "kind": "regulation",
      "number": "13",
      "heading": "Payment of postgraduate master's degree loans",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-13",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1/chapter/4"
    },
    {
      "path": "regulation/14",
      "kind": "regulation",
      "number": "14",
      "heading": "Provision of United Kingdom national insurance number",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-14",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/4"
    },
    {
      "path": "regulation/15",
      "kind": "regulation",
      "number": "15",
      "heading": "Absence from, or repetition of parts of, course",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-15",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1/chapter/4"
    },
    {
      "path": "regulation/16",
      "kind": "regulation",
      "number": "16",
      "heading": "Effect of becoming, or ceasing to be, an eligible prisoner",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-16",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/4"
    },
    {
      "path": "regulation/17",
      "kind": "regulation",
      "number": "17",
      "heading": "Overpayments of a postgraduate master's degree loan",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-17",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1/chapter/4"
    },
    {
      "path": "part/1/chapter/5",
      "kind": "chapter",
      "number": "5",
      "heading": null,
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/18",
      "kind": "regulation",
      "number": "18",
      "heading": "Information requirements",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-18",
      "extent": null,
      "status": null,
      "parent": "part/1/chapter/5"
    },
    {
      "path": "part/2",
      "kind": "part",
      "number": "2",
      "heading": null,
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": null
    },
    {
      "path": "part/2/chapter/1",
      "kind": "chapter",
      "number": "1",
      "heading": null,
      "url": null,
      "extent": null,
      "status": "repealed",
      "parent": "part/2"
    },
    {
      "path": "regulation/19",
      "kind": "regulation",
      "number": "19",
      "heading": "Interpretation",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-19",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/1"
    },
    {
      "path": "regulation/20",
      "kind": "regulation",
      "number": "20",
      "heading": "Service by post or electronic communication",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-20",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/1"
    },
    {
      "path": "part/2/chapter/2",
      "kind": "chapter",
      "number": "2",
      "heading": null,
      "url": null,
      "extent": null,
      "status": "repealed",
      "parent": "part/2"
    },
    {
      "path": "regulation/21",
      "kind": "regulation",
      "number": "21",
      "heading": "Interpretation",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-21",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/22",
      "kind": "regulation",
      "number": "22",
      "heading": "Functions of HMRC",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-22",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/23",
      "kind": "regulation",
      "number": "23",
      "heading": "Officers of Revenue and Customs",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-23",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/24",
      "kind": "regulation",
      "number": "24",
      "heading": "Penalties in relation to Chapters 3 and 4 of this Part",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-24",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/25",
      "kind": "regulation",
      "number": "25",
      "heading": "Interest and penalties",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-25",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/26",
      "kind": "regulation",
      "number": "26",
      "heading": "Timing of repayments: general",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-26",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/27",
      "kind": "regulation",
      "number": "27",
      "heading": "Date of repayment",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-27",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/28",
      "kind": "regulation",
      "number": "28",
      "heading": "Direct debit repayment",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-28",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/29",
      "kind": "regulation",
      "number": "29",
      "heading": "Cancellation",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-29",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/30",
      "kind": "regulation",
      "number": "30",
      "heading": "Refunds",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-30",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/31",
      "kind": "regulation",
      "number": "31",
      "heading": "Interest rate on loans",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-31",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/32",
      "kind": "regulation",
      "number": "32",
      "heading": "Information requests",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-32",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/33",
      "kind": "regulation",
      "number": "33",
      "heading": "Information notices",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-33",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/34",
      "kind": "regulation",
      "number": "34",
      "heading": "Penalties and Penalty Notices",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-34",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/35",
      "kind": "regulation",
      "number": "35",
      "heading": "Costs and expenses",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-35",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/36",
      "kind": "regulation",
      "number": "36",
      "heading": "Alteration of relevant time limits",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-36",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/37",
      "kind": "regulation",
      "number": "37",
      "heading": "Foreclosure",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-37",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/2"
    },
    {
      "path": "part/2/chapter/3",
      "kind": "chapter",
      "number": "3",
      "heading": null,
      "url": null,
      "extent": null,
      "status": "repealed",
      "parent": "part/2"
    },
    {
      "path": "regulation/38",
      "kind": "regulation",
      "number": "38",
      "heading": "Repayments of postgraduate master's degree loans by persons required to submit a tax return",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-38",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/39",
      "kind": "regulation",
      "number": "39",
      "heading": "Time for and amount of repayments",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-39",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/40",
      "kind": "regulation",
      "number": "40",
      "heading": "Personal return",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-40",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/41",
      "kind": "regulation",
      "number": "41",
      "heading": "Returns to include self-assessment",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-41",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/42",
      "kind": "regulation",
      "number": "42",
      "heading": "Records",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-42",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/43",
      "kind": "regulation",
      "number": "43",
      "heading": "Other returns and information",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-43",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/44",
      "kind": "regulation",
      "number": "44",
      "heading": "Assessment, claims and appeals",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-44",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/45",
      "kind": "regulation",
      "number": "45",
      "heading": "Payment",
      "url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/regulation-45",
      "extent": null,
      "status": "repealed",
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/46",
      "kind": "regulation",
      "number": "46",
      "heading": "Late payment penalties",
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      "path": "regulation/49",
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    }
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  "changes_made_to": 481,
  "changes_made_to_url": "https://openlegislation.uk/education-postgraduate-masters-degree-loans-regulations-2016/changes.json",
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  "provenance": {
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    "source_url": "https://www.legislation.gov.uk/uksi/2016/606",
    "retrieved_at": "2026-11-05T03:45:34.148733+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}