{
  "url": "https://openlegislation.uk/education-student-loans-amendment-regulations-northern-ireland-2006/regulation-11",
  "json_url": "https://openlegislation.uk/education-student-loans-amendment-regulations-northern-ireland-2006/regulation-11.json",
  "legislation": "nisr/2006/307",
  "legislation_title": "The Education (Student Loans) (Amendment) Regulations (Northern Ireland) 2006",
  "legislation_url": "https://openlegislation.uk/education-student-loans-amendment-regulations-northern-ireland-2006",
  "path": "regulation/11",
  "kind": "regulation",
  "number": "11",
  "heading": null,
  "text": "(1) Schedule 2 (Terms of loans) shall be amended as provided by paragraphs (2) to (5).\n(2) In paragraph 1—\n(a) before the definition of “APR”, there shall be inserted—\n““2005 loan” has the meaning given by regulation 3(1) of the Education (Student Loans) Regulations (Northern Ireland) 1998;”.\n(b) for the definition of ““old loan and “new academic year”“, there shall be substituted—\n““old loan”, “new academic year” and “2006 academic year” have the meaning given by regulation 3(1) of the Education (Student Loans) Regulations (Northern Ireland) 1998;”.\n(3) In paragraph 4 for “paragraph 4A”, there shall be substituted “paragraphs 4A and 4B”.\n(4) After paragraph 4A, insert—\n“(4B) If the loan which is the subject of the loan agreement is a 2005 loan and the borrower had completed the course in respect of which he applied for that loan before he entered into the loan agreement, the borrower must make the first repayment in April 2008 unless—\n(a) the borrower defers repayment under paragraph 9;\n(b) the lender cancels the borrower’s loan under paragraph 12; or\n(c) paragraph 13 or 13B applies.”.\n(5) After paragraph 13A, there shall be inserted—\n“13B If when the borrower takes out a 2005 loan, he has already entered into an agreement for a loan in relation to a further course of study for the 2006 academic year, the lender will not ask him to make any or any more repayments under the loan agreement for the 2005 loan until he begins to repay the loan taken out in relation to the further course of study. The number of repayments for the 2005 loan will then be the same as for the loan taken out in relation to the further course of study.”.",
  "extent": "N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 11 in operation at 1.8.2006, see reg. 1"
    },
    {
      "type": "footnote",
      "label": "f1",
      "text": "As amended by regulation 8 of S.R. 2005 No. 435"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/nisr/2006/307/regulation/11",
    "retrieved_at": "2026-10-29T01:45:50.934045+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}