{
  "url": "https://openlegislation.uk/education-student-loans-regulations-1990/regulation-9",
  "json_url": "https://openlegislation.uk/education-student-loans-regulations-1990/regulation-9.json",
  "legislation": "uksi/1990/1401",
  "legislation_title": "The Education (Student Loans) Regulations 1990",
  "legislation_url": "https://openlegislation.uk/education-student-loans-regulations-1990",
  "path": "regulation/9",
  "kind": "regulation",
  "number": "9",
  "heading": "Deferment and reduced repayments",
  "text": "(1) Subject to the provisions of this regulation, a borrower shall be entitled to defer making repayments in respect of his loan if he satisfies the loans administrator that his gross income for any month does not exceed £965.\n(2) If a borrower falls within paragraph (1), he shall not be obliged to make repayments during a period of twelve months beginning with such date as may be determined by the loans administrator, being a date at any time earlier but not more than one month later than the date on which the loans administrator notifies the borrower that it is satisfied that he is entitled to defer making repayments.\n(3) Notwithstanding deferment a borrower may after giving notice to the loans administrator resume making repayments at any time before the end of the period of deferment.\n(4) In determining whether a borrower’s gross income in any month exceeds the amount specified in paragraph (1) no account shall be taken of any disability-related benefits paid to him in that month.\n(5) In paragraph (4) “disability-related benefits” means–\n(a) the benefits or allowances payable pursuant to the Social Security Act 1975 known as invalidity allowance, attendance allowance, severe disablement allowance, mobility allowance and industrial injuries benefit; and\n(b) disability premium and severe disability premium payable pursuant to the Income Support (General) Regulations 1987.\n(6) For the avoidance of doubt interest shall accrue on a loan during any period of deferment.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "footnote",
      "label": "f1",
      "text": "1975 c. 14."
    },
    {
      "type": "footnote",
      "label": "f2",
      "text": "See section 16, as amended by the Social Security Act 1979 (c. 18), Schedule 1, para 10(a) and (b) and by the Social Security Act 1985 (c. 53), section 18(3)."
    },
    {
      "type": "footnote",
      "label": "f3",
      "text": "See section 35, as amended by the National Health Service Act 1977 (c. 49), Schedule 15, by the Social Security Act 1979, section 2 and Schedule 8, by the Social Security Act 1980 (c. 30), Schedule 1, Part II, by the Social Security Act 1988 (c. 7), and by the Social Security Act 1989 (c. 24), Schedule 8."
    },
    {
      "type": "footnote",
      "label": "f4",
      "text": "See section 36, as substituted by the Health and Social Security Act 1984 (c. 48), section 11, and amended by the Social Security Act 1989, Schedules 8 and 9."
    },
    {
      "type": "footnote",
      "label": "f5",
      "text": "See section 37A, inserted by the Social Security Pensions Act 1975 (c. 60), section 22(1) and amended by the National Health Service Act 1977, Schedule 15, by the National Health Service (Scotland) Act 1978 (c. 29), Schedule 15, by the Social Security Act 1979, section 3, by the Social Security Act 1986 (c. 50), section 71, and by the Social Security Act 1989, section 8 and Schedule 7."
    },
    {
      "type": "footnote",
      "label": "f6",
      "text": "See section 50, as amended by the Social Security and Housing Benefits Act 1982 (c. 24), Schedule 4, and by the Social Security Act 1988."
    },
    {
      "type": "footnote",
      "label": "f7",
      "text": "S.I. 1987/1967; relevant amending regulations are S.I. 1988/663. See Parts III and IV of Schedule 2."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1990/1401/regulation/9",
    "retrieved_at": "2026-10-29T15:15:53.816128+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}