# The Education (Student Loans) Regulations 1990, Regulation 9: Deferment and reduced repayments


(1) Subject to the provisions of this regulation, a borrower shall be entitled to defer making repayments in respect of his loan if he satisfies the loans administrator that his gross income for any month does not exceed £965.
(2) If a borrower falls within paragraph (1), he shall not be obliged to make repayments during a period of twelve months beginning with such date as may be determined by the loans administrator, being a date at any time earlier but not more than one month later than the date on which the loans administrator notifies the borrower that it is satisfied that he is entitled to defer making repayments.
(3) Notwithstanding deferment a borrower may after giving notice to the loans administrator resume making repayments at any time before the end of the period of deferment.
(4) In determining whether a borrower’s gross income in any month exceeds the amount specified in paragraph (1) no account shall be taken of any disability-related benefits paid to him in that month.
(5) In paragraph (4) “disability-related benefits” means–
(a) the benefits or allowances payable pursuant to the Social Security Act 1975 known as invalidity allowance, attendance allowance, severe disablement allowance, mobility allowance and industrial injuries benefit; and
(b) disability premium and severe disability premium payable pursuant to the Income Support (General) Regulations 1987.
(6) For the avoidance of doubt interest shall accrue on a loan during any period of deferment.

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Source: https://www.legislation.gov.uk/uksi/1990/1401/regulation/9 (the official version)
Page: https://openlegislation.uk/education-student-loans-regulations-1990/regulation-9
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.