{
  "url": "https://openlegislation.uk/education-student-loans-regulations-1991/regulation-3",
  "json_url": "https://openlegislation.uk/education-student-loans-regulations-1991/regulation-3.json",
  "legislation": "uksi/1991/1299",
  "legislation_title": "The Education (Student Loans) Regulations 1991",
  "legislation_url": "https://openlegislation.uk/education-student-loans-regulations-1991",
  "path": "regulation/3",
  "kind": "regulation",
  "number": "3",
  "heading": "Interpretation",
  "text": "(1) In these Regulations, except where the context otherwiserequires—\n“the Act” means the Education (Student Loans) Act 1990;\n“borrower” means a person to whom a loan has been made;\n“eligible” means eligible for the purposes of section 1 of the Act read withregulation 4 and the Schedule to these Regulations;\n“full-time course” means a sandwich course or a course—\n(a) which persons undertaking it are normally required by theinstitution providing it to attend (whether at premises of theinstitution or elsewhere)—\n(i) in the case of a course of one academic year’s duration, for aperiod of at least 24 weeks; and\n(ii) in the case of a course of two or more academic years'duration, for a period of at least 24 weeks in each academic year exceptthe final year and of at least eight weeks in the final year; and\n(b) the nature of which is such that a person undertaking it wouldnormally require to undertake periods of study, tuition or workexperience which together amount in each academic year to an average ofat least 21 hours a week as respects the periods of attendance mentioned insub-paragraph (a) above for the year;\n“loan” means a loan (whether made before or after the coming into force ofthese Regulations) towards a student’s maintenance out of money madeavailable by the Secretary of State for that purpose pursuant toarrangements made by the Secretary of State by virtue of section 1 ofthe Act, including the interest accrued on the loan and the amount ofthe loan from time to time outstanding;\n“loans administrator” means any person or body for the time being exercising functions inrelation to loans under arrangements made with the Secretary of Statepursuant to paragraph 3 of Schedule 2 to the Act;\n“periods of work experience” means periods of industrial, professional or commercial experienceassociated with full-time study at an institution but at a place outsidethe institution;\n“refugee” means a person who is recognised by Her Majesty’s government as arefugee within the meaning of the United Nations Convention relating tothe Status of Refugees done at Geneva on 28th July 1951 as extended by the Protocol thereto which entered intoforce on 4th October 1967 or a person who enjoys asylum in the United Kingdom inpursuance of a decision of Her Majesty’s government though not sorecognised, and any reference to the child of a refugee includes areference to a person adopted in pursuance of adoption proceedings and astep-child; and\n“sandwich course” means a course consisting of alternate periods of full-time studyin an institution and periods of work experience so organised that,taking the course as a whole, the student attends the periods offull-time study for an average of not less than 19 weeks in each year;and for the purpose of calculating his attendance the course shall betreated as beginning with the first period of full-time study and endingwith the last such period.\n(2) For the purposes of these Regulations an academic year which beginsin the month of July in any year shall be deemed to begin in the monthof August immediately following that month.\n(3) In these Regulations any reference to a regulation is a reference toa regulation of these Regulations, any reference in a regulation to aparagraph is a reference to a paragraph of that regulation, and anyreference in a paragraph to a sub-paragraph is a reference to asub-paragraph of that paragraph.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "footnote",
      "label": "f1",
      "text": "Cmnd. 9171."
    },
    {
      "type": "footnote",
      "label": "f2",
      "text": "Cmnd. 3906 (Out of print: photocopies are available,free of charge, from Further and Higher Education Branch 3, Awards,Department of Education and Science, Corporation House, c/o Mowden Hall,Staindrop Road, Darlington, DL3 9BG or Awards Branch, Scottish OfficeEducation Department, Gyleview House, 3 Redheughs Rigg, South Gyle,Edinburgh EH12 9HH)."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1991/1299/regulation/3",
    "retrieved_at": "2026-10-29T14:43:26.510122+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}