{
  "url": "https://openlegislation.uk/education-student-loans-regulations-1998/schedule-2/paragraph-9",
  "json_url": "https://openlegislation.uk/education-student-loans-regulations-1998/schedule-2/paragraph-9.json",
  "legislation": "uksi/1998/211",
  "legislation_title": "The Education (Student Loans) Regulations 1998",
  "legislation_url": "https://openlegislation.uk/education-student-loans-regulations-1998",
  "path": "schedule/2/paragraph/9",
  "kind": "paragraph",
  "number": "9",
  "heading": null,
  "text": "Each year the lender will tell the borrower the new deferment level for the period between 1st September and the following 31st August. The borrower can defer making repayments of the loan if—\n(a) the lender has not already asked him to repay the loan in full, and\n(b) he can show—\n(i) that his gross income for the relevant month is not more than the deferment level, and\n(ii) if the lender asks, that his gross average monthly income during the 3 months immediately following the relevant month will not or is unlikely to be more than the deferment level.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [
    {
      "type": "words inserted",
      "affecting": "uksi/2007/1630",
      "affecting_title": "The Education (Student Loans) (Amendment) (England and Wales) Regulations 2007"
    },
    {
      "type": "inserted",
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      "affecting_title": "The Education (Student Loans) (Amendment) (England and Wales) Regulations 2007"
    },
    {
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      "affecting_title": "The Education (Student Loans) (Amendment) (England and Wales) Regulations 2007"
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    {
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      "affecting_title": "The Education (Student Loans) (Amendment) Regulations 1998"
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    {
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      "affecting_title": "The Education (Student Loans) (Amendment) Regulations 1999"
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      "affecting_title": "The Education (Student Loans) (Amendment) Regulations 1999"
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      "affecting_title": "The Personal Independence Payment (Supplementary Provisions and Consequential Amendments) Regulations 2013"
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      "affecting_title": "The Disability Assistance (Scottish Adult Disability Living Allowance) (Consequential Amendment, Revocation and Saving Provision) Regulations 2024"
    },
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      "affecting_title": "The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013"
    },
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      "affecting_title": "The Disability Assistance for Children and Young People (Consequential Amendment and Transitional Provision) (Scotland) Regulations 2021"
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      "affecting_title": "The Consumer Credit (EU Directive) Regulations 2010"
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      "affecting_title": "The Disability Assistance for Working Age People (Consequential and Miscellaneous Amendment and Transitional Provision) (Scotland) Regulations 2022"
    },
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      "type": "added (E, W)",
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      "affecting_title": "The Education (Student Loans) (Amendment) (No. 2) (England and Wales) Regulations 2005"
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      "affecting_title": "The Education (Student Loans) (Amendment) (No. 2) (England and Wales) Regulations 2005"
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      "affecting_title": "The Education (Student Loans) (Amendment) (England and Wales) Regulations 2006"
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      "type": "words substituted",
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      "affecting_title": "The Education (Student Loans) (Amendment) (England and Wales) Regulations 2007"
    },
    {
      "type": "words substituted",
      "affecting": "uksi/2007/1630",
      "affecting_title": "The Education (Student Loans) (Amendment) (England and Wales) Regulations 2007"
    },
    {
      "type": "words inserted",
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      "affecting_title": "The Armed Forces and Reserve Forces Compensation Scheme (Consequential Provisions: Subordinate Legislation) Order 2013"
    },
    {
      "type": "words omitted",
      "affecting": "uksi/2017/204",
      "affecting_title": "The Employment and Support Allowance and Universal Credit (Miscellaneous Amendments and Transitional and Savings Provisions) Regulations 2017"
    },
    {
      "type": "words inserted",
      "affecting": "ssi/2013/142",
      "affecting_title": "The Welfare Reform (Consequential Amendments) (Scotland) (No. 3) Regulations 2013"
    }
  ],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1998/211/schedule/2/paragraph/9",
    "retrieved_at": "2026-10-29T11:38:10.243519+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}