{
  "url": "https://openlegislation.uk/education-student-loans-regulations-northern-ireland-1998/schedule-2/paragraph-9",
  "json_url": "https://openlegislation.uk/education-student-loans-regulations-northern-ireland-1998/schedule-2/paragraph-9.json",
  "legislation": "nisr/1998/58",
  "legislation_title": "The Education (Student Loans) Regulations (Northern Ireland) 1998",
  "legislation_url": "https://openlegislation.uk/education-student-loans-regulations-northern-ireland-1998",
  "path": "schedule/2/paragraph/9",
  "kind": "paragraph",
  "number": "9",
  "heading": null,
  "text": "Each year the lender will tell the borrower the new deferment level for the period between 1st September and the following 31st August. The borrower can defer making repayments of the loan if—\n(a) the lender has not already asked him to repay the loan in full; and\n(b) he can show—\n(i) that his gross income for the relevant month is not more than the deferment level; and\n(ii) if the lender asks, that his gross average monthly income during the 3 months immediately following the relevant month will not or is unlikely to be more than the deferment level.",
  "extent": "N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "I",
      "label": "I1",
      "text": "Sch. 2 para. 9 in operation at 1.3.1998, see reg. 1"
    }
  ],
  "outstanding_effects": [
    {
      "type": "words substituted",
      "affecting": "nisr/2001/276",
      "affecting_title": "The Education (Student Loans) (Amendment) Regulations (Northern Ireland) 2001"
    },
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      "type": "words inserted",
      "affecting": "nisr/1999/343",
      "affecting_title": "The Education (Student Loans) (Amendment) Regulations (Northern Ireland) 1999"
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      "affecting_title": "The Personal Independence Payment (Supplementary Provisions and Consequential Amendments) Regulations (Northern Ireland) 2016"
    },
    {
      "type": "words substituted",
      "affecting": "nisr/2016/236",
      "affecting_title": "The Universal Credit (Consequential, Supplementary, Incidental and Miscellaneous Provisions) Regulations (Northern Ireland) 2016"
    },
    {
      "type": "words omitted",
      "affecting": "nisr/2017/146",
      "affecting_title": "The Universal Credit (Miscellaneous Amendments and Transitional and Savings Provisions) Regulations (Northern Ireland) 2017"
    },
    {
      "type": "words inserted",
      "affecting": "nisr/2005/435",
      "affecting_title": "The Education (Student Loans) (Amendment) (No.2) Regulations (Northern Ireland) 2005"
    },
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    {
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      "affecting": "uksi/2013/3021",
      "affecting_title": "The Armed Forces and Reserve Forces Compensation Scheme (Consequential Provisions: Subordinate Legislation) (Northern Ireland) Order 2013"
    },
    {
      "type": "words substituted",
      "affecting": "uksi/2013/1881",
      "affecting_title": "The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013"
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  ],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/nisr/1998/58/schedule/2/paragraph/9",
    "retrieved_at": "2026-10-29T02:25:15.796884+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}