# The Education (Student Loans) (Repayment) (Amendments for Lifelong Learning) Regulations 2026, Note: Explanatory note


(This note is not part of the Regulations)
These Regulations amend the Education (Student Loans) (Repayment) Regulations 2009 (S.I. 2009/470) (“the 2009 Regulations”) to facilitate the introduction of the plan 5 Lifelong Learning Entitlement (“LLE”) loan paid under the Lifelong Learning (Student Support) (Amendment of Fees and Awards etc.) Regulations 2026 (S.I. 2026/858) (“the 2026 Support Regulations”).
Regulations 3 and 4 insert new defined terms into the 2009 Regulations. Regulation 4 further defines a “plan 5 LLE loan” and distinguishes it from other plan 5 loans that are not paid under the 2026 Support Regulations. Regulation 7 amends regulation 15 of the 2009 Regulations to exclude plan 5 LLE loans from the scope of provision it makes in relation to the timing of repayments for other loans.
Regulation 8 inserts a new regulation 15A into the 2009 Regulations. The new regulation 15A sets out the earliest point at which a student can be required to start repaying a plan 5 LLE loan (provided that they also meet the repayment threshold in Schedule 1A to the 2009 Regulations).
Regulation 10 amends regulation 19 of the 2009 Regulations to ensure that students taking out certain loans in relation to an Access to Higher Education Diploma will also have their liability to repay those loans cancelled if they complete certain courses designated under the 2026 Support Regulations.
A full impact assessment has not been produced for this instrument as no, or no significant, impact on the private, voluntary or public sector is foreseen.

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Source: https://www.legislation.gov.uk/uksi/2026/857/note (the official version)
Page: https://openlegislation.uk/education-student-loans-repayment-amendments-for-lifelong-learning-regulations-2026/note
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.