{
  "url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009/regulation-16",
  "json_url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009/regulation-16.json",
  "legislation": "uksi/2009/470",
  "legislation_title": "The Education (Student Loans) (Repayment) Regulations 2009",
  "legislation_url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009",
  "path": "regulation/16",
  "kind": "regulation",
  "number": "16",
  "heading": "Deferral of repayment: initial training of teachers",
  "text": "(1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\n(2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\n(3) A borrower—\n(a) whose plan 1, 2 or 5 loan was made in connection with undertaking a course for the initial training of teachers, other than a course leading to a first degree; and\n(b) who has notified the Authority in writing of a desire not to repay that loan during any period in which the borrower is also required to repay a loan made under the Education (Student Loans) Act 1990 or the Education (Student Loans) (Northern Ireland) Order 1990,\nis not ... required to repay any part of the plan 1, 2 or 5 loan during any such period.\n(3A) If the loan the borrower is not required to repay by virtue of paragraph (3) is a plan 2 loan, for the period the borrower is not required to repay that loan, the rate at which the loan bears interest is the lower of—\n(a) if paragraph (3AA) does not apply, the standard interest rate, or\n(b) if paragraph (3AA) applies, the interest rate cap within the meaning of regulation 20BA(4).\n(3AA) This paragraph applies if, in relation to a month, the standard interest rate exceeds by 0.1 per cent or more the interest rate cap within the meaning of regulation 20BA(4).\n(3B) Paragraph (3A) applies despite regulation 21A (interest rate on plan 2 loans).\n(4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\n(5) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\n(6) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Reg. 16(1) omitted (6.4.2023) by virtue of The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 16(2)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Reg. 16(2) omitted (6.4.2023) by virtue of The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 16(2)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Words in reg. 16(3)(a) substituted (6.4.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 16(3)(a)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Word in reg. 16(3)(b) substituted (6.4.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 16(3)(b)"
    },
    {
      "type": "F",
      "label": "F5",
      "text": "Word in reg. 16(3) omitted (6.4.2011) by virtue of The Education (Student Loans) (Repayment) (Amendment) Regulations 2011 (S.I. 2011/784), regs. 1(1), 4"
    },
    {
      "type": "F",
      "label": "F6",
      "text": "Words in reg. 16(3) substituted (6.4.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 16(3)(c)"
    },
    {
      "type": "F",
      "label": "F7",
      "text": "Reg. 16(3A)(3B) inserted (6.4.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 16(4)"
    },
    {
      "type": "F",
      "label": "F8",
      "text": "Words in reg. 16(3A)(a) inserted (1.12.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 3) Regulations 2023 (S.I. 2023/1184), regs. 1(2), 3(2)(a)(i)"
    },
    {
      "type": "F",
      "label": "F9",
      "text": "Reg. 16(3A)(b) substituted (1.12.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 3) Regulations 2023 (S.I. 2023/1184), regs. 1(2), 3(2)(a)(ii)"
    },
    {
      "type": "F",
      "label": "F10",
      "text": "Reg. 16(3AA) inserted (1.12.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 3) Regulations 2023 (S.I. 2023/1184), regs. 1(2), 3(2)(b)"
    },
    {
      "type": "F",
      "label": "F11",
      "text": "Reg. 16(4) omitted (6.4.2023) by virtue of The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 16(5)"
    },
    {
      "type": "F",
      "label": "F12",
      "text": "Reg. 16(5) omitted (6.4.2023) by virtue of The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 16(5)"
    },
    {
      "type": "F",
      "label": "F13",
      "text": "Reg. 16(6) omitted (6.4.2023) by virtue of The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 16(5)"
    },
    {
      "type": "F",
      "label": "F14",
      "text": "Reg. 16 heading substituted (6.4.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 16(1)"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 16 in force at 6.4.2009, see reg. 1(1)"
    },
    {
      "type": "footnote",
      "label": "f1",
      "text": "1990 c.6 as amended by the Education (Student Loans) Act 1998 (c.1). The 1990 Act was repealed with savings by the Teaching and Higher Education Act 1998 (c. 30) section 44(2) and Schedule 4. To the extent it continues in force by virtue of those savings, it was amended by the Learning and Skills Act 2000 (c. 21) section 151 and Schedule 10, part 4."
    },
    {
      "type": "footnote",
      "label": "f2",
      "text": "SI 1990/1506 (NI. 11)."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2009/470/regulation/16",
    "retrieved_at": "2026-10-29T03:16:41.591721+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}