{
  "url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009/regulation-17",
  "json_url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009/regulation-17.json",
  "legislation": "uksi/2009/470",
  "legislation_title": "The Education (Student Loans) (Repayment) Regulations 2009",
  "legislation_url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009",
  "path": "regulation/17",
  "kind": "regulation",
  "number": "17",
  "heading": "Date of repayment",
  "text": "For the purposes of this Part, repayment will be considered to have been paid by the borrower and received by the Authority or loan purchaser as follows:—\n(a) where an amount is paid by the borrower directly to the Authority, or by direct debit under regulation 18, a repayment of that amount is considered to have been received on the date on which the amount is, in fact, received;\n(b) where HMRC have notified the Authority that an amount has become payable to it in respect of a tax year under Part 3, a repayment of that amount is considered to have been received by the Authority on 31 January following the tax year, whether or not the borrower has, in fact, paid any or all of that amount to HMRC;\n(c) where an amount is deducted by an employer under Part 4 in respect of the tax year ending on 5 April 2019 or any previous tax year, that amount must be aggregated with all other amounts deducted in the same tax year and repayments of the aggregate amount will be considered to have been received by the Authority in equal instalments received on the days during the tax year which are–\n(i) the last days of a month;\n(ii) days after the date on which the Authority has given notice under regulation 15(3)(b) that payment should be deducted; and\n(iii) days before the date on which the Authority has given notice under regulation 15(3)(e) that payment should cease to be deducted; ...\n(ca) where an amount is deducted by an employer under Part 4 in respect of the tax year beginning on 6 April 2019 or any subsequent tax year, a repayment of that amount is considered to have been received by the Authority on—\n(i) the day on which it was deducted by the employer; or\n(ii) where an adjustment is made in relation to the deduction, the day on which that adjustment is made or the last day of the relevant tax year if the adjustment is made outside the relevant tax year; and\n(d) for the purposes of transferred loans, payment to the loan purchaser by the borrower is considered to have been received on the same day as payment is considered to have been received by the Authority in accordance with this regulation.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words in reg. 17(c) inserted (6.4.2019) by The Education (Student Loans) (Repayment) (Amendment) Regulations 2019 (S.I. 2019/189), regs. 1, 3(a)(i)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Word in reg. 17(c)(iii) omitted (6.4.2019) by virtue of The Education (Student Loans) (Repayment) (Amendment) Regulations 2019 (S.I. 2019/189), regs. 1, 3(a)(ii)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Reg. 17(ca) inserted (6.4.2019) by The Education (Student Loans) (Repayment) (Amendment) Regulations 2019 (S.I. 2019/189), regs. 1, 3(b)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Words in reg. 17(ca)(ii) substituted (6.4.2021) by The Education (Student Loans) (Repayment) (Amendment) Regulations 2021 (S.I. 2021/191), regs. 1, 5"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 17 in force at 6.4.2009, see reg. 1(1)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2009/470/regulation/17",
    "retrieved_at": "2026-10-29T03:16:41.591721+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}