{
  "url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009/regulation-24",
  "json_url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009/regulation-24.json",
  "legislation": "uksi/2009/470",
  "legislation_title": "The Education (Student Loans) (Repayment) Regulations 2009",
  "legislation_url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009",
  "path": "regulation/24",
  "kind": "regulation",
  "number": "24",
  "heading": "Penalties and Penalty Notices",
  "text": "(1) Where a borrower fails to comply with regulation 22, the Authority may require the borrower to pay a penalty of £50.\n(2) Where a borrower fails to comply with regulation 23(4), the Authority may require the borrower to pay a penalty of £50.\n(3) Where a borrower is liable to a penalty under paragraphs (1) or (2) and has not paid it by the time of the expiry of the time limit for payment, the Authority may require the borrower to pay one additional penalty of £100 in respect of that failure.\n(4) Where a borrower was liable to a penalty under paragraphs (1) or (2) and has paid the penalty but not complied with the requirements of the relevant regulation within 28 days of the date of payment of the penalty, the Authority may require the borrower to pay one additional penalty of £100 in respect of that failure.\n(5) The Authority must notify the borrower of a penalty imposed under paragraphs (1) to (4) by serving a notice (“a Penalty Notice”) on the borrower by post or by an electronic format containing the details of that and other possible penalties under regulations 24 and 27.\n(6) A penalty imposed under paragraphs (1) to (4) is payable within 28 days beginning on the day on which the Penalty Notice was served, despite the provisions of regulation 15(3), (4), (5) or (6).\n(7) The Authority may add any penalty imposed under this regulation to the borrower’s loan account and, if in relation to a plan 1, 2, 3 or 5 loan, it will form part of the principal of the loan from the date on which it is added.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words in reg. 24(5) substituted (6.4.2021) by The Education (Student Loans) (Repayment) (Amendment) Regulations 2021 (S.I. 2021/191), regs. 1, 9"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in reg. 24(7) substituted (6.4.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 29"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 24 in force at 6.4.2009, see reg. 1(1)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2009/470/regulation/24",
    "retrieved_at": "2026-10-29T03:16:41.591721+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}