{
  "url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009/regulation-4",
  "json_url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009/regulation-4.json",
  "legislation": "uksi/2009/470",
  "legislation_title": "The Education (Student Loans) (Repayment) Regulations 2009",
  "legislation_url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009",
  "path": "regulation/4",
  "kind": "regulation",
  "number": "4",
  "heading": "Application: general",
  "text": "(1) These Regulations apply to repayments of student loans ....\n(2) The repayment of a student loan is the payment of the following to the extent they have not been repaid or paid—\n(a) in relation to a plan 1, 2, 3 or 5 loan—\n(i) interest payable under Part 2,\n(ii) penalties, costs, expenses or charges payable under Part 2 or 5, and\n(iii) the principal;\n(b) in relation to a plan 4 loan—\n(i) interest payable under an enactment cited in regulation 3D,\n(ii) penalties, costs, expenses or charges payable under the 2000 (Scotland) Regulations, and\n(iii) the principal.\n(3) The principal of a student loan includes any interest, penalties, costs, expenses or charges added to the principal in accordance with any of the following—\n(a) in relation to a plan 1 loan—\n(i) an enactment cited in regulation 3A;\n(ii) the Education (Student Loans) (Repayment) Regulations 2000;\n(iii) these Regulations;\n(b) in relation to a plan 4 loan—\n(i) an enactment cited in regulation 3D;\n(ii) the 2000 (Scotland) Regulations;\n(c) in relation to any other student loan, these Regulations.\n(4) In relation to a transferred loan, paragraphs (2) and (3) are subject to any provision included in its transfer arrangements.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Rg. 4 renumbered as reg. 4(1) (6.4.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 7(1)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in reg. 4(1) omitted (6.4.2023) by virtue of The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 7(2)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Reg. 4(2)-(4) inserted (6.4.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 7(3)"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 4 in force at 6.4.2009, see reg. 1(1)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2009/470/regulation/4",
    "retrieved_at": "2026-10-29T03:16:41.591721+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}