{
  "url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009/regulation-74",
  "json_url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009/regulation-74.json",
  "legislation": "uksi/2009/470",
  "legislation_title": "The Education (Student Loans) (Repayment) Regulations 2009",
  "legislation_url": "https://openlegislation.uk/education-student-loans-repayment-regulations-2009",
  "path": "regulation/74",
  "kind": "regulation",
  "number": "74",
  "heading": "Repayment by fixed instalments",
  "text": "(1) A borrower must pay to the Authority a fixed instalment ...—\n(a) no later than the day specified in a notice served under regulation 73; and\n(b) no later than the same day of each subsequent month.\n(2) The amount of the fixed instalment is the product of—\n(a) the fixed instalment rate for the borrower’s loan, and\n(b) the country-specific multiplier for the borrower’s country of residence.\n(3) The fixed instalment rate for a plan 1, 2, 3 or 5 loan is calculated in accordance with regulation 74A.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Reg. 74 renumbered as reg. 74(1) (6.4.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 57(1)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in reg. 74(1) omitted (6.4.2023) by virtue of The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 57(2)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Reg. 74(2)(3) inserted (6.4.2023) by The Education (Student Loans) (Repayment) (Amendment) (No. 4) Regulations 2022 (S.I. 2022/1335), regs. 2(2), 57(3)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Reg. 74(3) substituted (6.4.2024) by The Education (Student Loans) (Repayment) (Amendment) (No. 3) Regulations 2023 (S.I. 2023/1184), regs. 1(3), 4(2)"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 74 in force at 6.4.2009, see reg. 1(1)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2009/470/regulation/74",
    "retrieved_at": "2026-10-29T03:16:41.591721+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}