{
  "url": "https://openlegislation.uk/education-student-loans-scotland-regulations-1998/regulation-12",
  "json_url": "https://openlegislation.uk/education-student-loans-scotland-regulations-1998/regulation-12.json",
  "legislation": "uksi/1998/2026",
  "legislation_title": "The Education (Student Loans) (Scotland) Regulations 1998",
  "legislation_url": "https://openlegislation.uk/education-student-loans-scotland-regulations-1998",
  "path": "regulation/12",
  "kind": "regulation",
  "number": "12",
  "heading": "Repayments",
  "text": "(1) A borrower may pay any part of, or all of, any moneys he owes to the Secretary of State under the 1980 Act in respect of loans and these Regulations at any time without charge or penalty.\n(2) A borrower shall not be required to pay any moneys he owes before 6th April 2000.\n(3) Any liability of a borrower under the 1980 Act and these Regulations shall be cancelled if he–\n(a) dies;\n(b) is not in breach of any obligation to repay any loan and he has attained the age of 65; or\n(c) receives a disability related benefit and the Secretary of State is satisfied that because of his disability he is permanently unfit for work.\n(4) For the purposes of paragraph (3) “loan” has the meaning given to it in regulation 3(3).",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1998/2026/regulation/12",
    "retrieved_at": "2026-10-29T11:20:58.945388+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}