{
  "url": "https://openlegislation.uk/education-student-loans-scotland-regulations-1999/regulation-12",
  "json_url": "https://openlegislation.uk/education-student-loans-scotland-regulations-1999/regulation-12.json",
  "legislation": "uksi/1999/1001",
  "legislation_title": "The Education (Student Loans) (Scotland) Regulations 1999",
  "legislation_url": "https://openlegislation.uk/education-student-loans-scotland-regulations-1999",
  "path": "regulation/12",
  "kind": "regulation",
  "number": "12",
  "heading": "Hardship loans",
  "text": "(1) An eligible student who has applied for the maximum amount of loan in respect of an academic year and has received at least one instalment of that loan may apply once only for an additional loan on grounds of hardship, which shall be known as a “hardship loan”.\n(2) A hardship loan shall be not less than £100 and not more than £250, and shall be a multiple of £25.\n(3) An eligible student shall demonstrate hardship by providing such evidence of his requirements and resources as the Secretary of State may require.\n(4) On being satisfied that due to exceptional financial hardship the student may not be able to continue to attend his course for the remaining part of the academic year the Secretary of State shall determine the amount of hardship loan which he considers the student requires, and the student shall be eligible for a hardship loan of that amount.\n(5) A student who is eligible for a hardship loan shall apply for a loan not greater than the amount determined by the Secretary of State in accordance with the provisions of paragraph (4) by completing and submitting to the Secretary of State an application in such form as he may require not later than one month after the date he receives notice of the determination under paragraph (4) and one month before the end of the academic year.\n(6) The student shall sign a declaration on the application form in the terms set out in regulation 6(3).",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [
    {
      "type": "amended",
      "affecting": "ssi/1999/124",
      "affecting_title": "The Education (Student Loans) (Scotland) Amendment Regulations 1999"
    }
  ],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1999/1001/regulation/12",
    "retrieved_at": "2026-10-29T10:52:15.474432+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}