{
  "url": "https://openlegislation.uk/education-student-support-regulations-1998/regulation-10",
  "json_url": "https://openlegislation.uk/education-student-support-regulations-1998/regulation-10.json",
  "legislation": "uksi/1998/2003",
  "legislation_title": "The Education (Student Support) Regulations 1998",
  "legislation_url": "https://openlegislation.uk/education-student-support-regulations-1998",
  "path": "regulation/10",
  "kind": "regulation",
  "number": "10",
  "heading": "Hardship loan",
  "text": "(1) A borrower who has applied for the maximum amount of loan in relation to an academic year may apply once only for an additional loan on grounds of hardship, which shall be known as a “hardship loan”.\n(2) A hardship loan shall be not less than £100 and not more than £250, and shall be a multiple of £25.\n(3) A borrower shall demonstrate hardship by providing such evidence of his requirements and resources as the Secretary of State may require.\n(4) On being satisfied that due to exceptional financial hardship a borrower may not be able to continue to attend his course for the remaining part of the academic year the Secretary of State shall advise the borrower of the amount of hardship loan which he considers that the borrower requires, and issue to him an application form.\n(5) The borrower shall apply for a hardship loan not greater than the amount referred to in paragraph (4) by completing the form issued to him under that paragraph not later than one month before the end of the academic year.\n(6) The application form shall include—\n(a) the borrower’s full name;\n(b) his home and term-time address and telephone number, and an indication to which address correspondence should be sent;\n(c) his most recent student loan account number; and\n(d) his bank or building society sort code and account number.\n(7) If the borrower’s bank or building society sort code or account number has changed from the code or number given in an application under regulation 6 the borrower shall provide evidence of the code or number.\n(8) The borrower shall sign a declaration on the application form in the terms set out in regulation 6(3).\n(9) The Secretary of State shall certify on the form that—\n(a) to the best of his knowledge and belief the particulars in the application form are correct and\n(b) the borrower continues to attend his course; and\n(c) he is satisfied that due to exceptional financial hardship the borrower might not be able to continue to attend his course for the remaining part of the academic year, and that he ought to be lent the amount applied for.\n(10) The borrower shall submit the completed and certified application form to the Secretary of State not more than 30 days after the date of the certificate referred to in paragraph (9) and not later than one month before the end of the academic year, and the Secretary of State shall pay the amount to be lent within 14 days of receipt of a satisfactory application.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1998/2003/regulation/10",
    "retrieved_at": "2026-10-29T11:21:41.771312+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}