# The Education (Student Support) Regulations 2011, Regulation 23: Amount of the fee loan

Extent: E+W

(1) For the purposes of this Part,—
(a) where a student (“A”) transfers to the current course pursuant to regulation 7 on or after 1st September 2012 from a full time course beginning before 1st September 2012; or
(b) where the current course is an end-on course of the kind described in paragraph (e) of the definition of “end-on course” in regulation 2;
the current course is treated as beginning before 1st September 2012 in relation to A.
(1A) In this regulation “new accelerated course” means an accelerated course which begins on or after 1st August 2019.
(2) The amount of a fee loan in respect of an academic year of a designated course must not exceed the lesser of—
(a) the fees payable by the student in connection with that year; and
(b) the maximum amount.
(3) For the purposes of this regulation, the “maximum amount” means—
(a) £3,465 where the current course began before 1st September 2012 unless paragraph (5) , (5A) , (6), (6A) or (6B) applies; ...
(b) £9,790 where the current course—
(i) begins on or after 1st September 2012; and
(ii) is provided by or on behalf of an approved (fee cap) provider in England;
unless paragraph (3)(d) or (e), (6) , (6A), (6B), (6C) or (8) applies;
(c) £9,790 where the current course is a course for the initial training of teachers provided by an accredited institution which is an unregistered provider, unless paragraph (6)(b), (6A)(b), (6B)(b) or (6C) applies;...
(d) where the current course is a new accelerated course provided by or on behalf of an approved (fee cap) provider in England—
(i) £11,750 unless paragraph (7A), (7B) or (7C) applies;
(ii) £2,350 where paragraph (7A) applies; or
(iii) £1,760 where paragraph (7B) or (7C) applies; or
(e) £5,760 where—
(i) the current course is provided by or on behalf of an approved (fee cap) provider in England, and
(ii) the academic year in respect of which the person is applying for support—
(aa) begins on or after 1st August 2025, and
(bb) is a lower-fee foundation year.
(4) Where the current course begins on or after 1st September 2012 and—
(a) is provided by an approved provider in England (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution);
(b) is provided by an unregistered provider, a private institution or a non-regulated institution on behalf of an approved provider; or
(c) is provided by an unregistered provider in England (other than on behalf of an approved or an approved (fee cap) provider where the course began before 1st August 2019; and
(d) (i) in a case specified in sub-paragraph (a) or (b) the provider of the course does not have a high level quality rating; or
(ii) in a case specified in sub-paragraph (c) the provider of the course did not have a high level quality rating in the academic year starting before 1st August 2019,
the “maximum amount” is the amount specified in paragraph (4ZA).
(4ZA) The maximum amount is—
(a) £6,350, unless sub-paragraph (e) or (f), or paragraph (7), (7A), (7B) or (8) applies;
(b) £3,175 where paragraph (7) applies and sub-paragraph (e) does not apply;
(c) £1,270 where paragraph (7A) applies and sub-paragraph (e) does not apply;
(d) £950 where paragraph (7B) applies and sub-paragraph (e) does not apply; ...
(e) in the case of a new accelerated course—
(i) £7,620, unless paragraph (7A) or (7B) applies;
(ii) £1,520 where paragraph (7A) applies; or
(iii) £1,140 where paragraph (7B) applies; or
(f) £3,735 where the academic year in respect of which the person is applying for support—
(i) begins on or after 1st August 2025, and
(ii) is a lower-fee foundation year.
(4A) Where the current course begins on or after 1st September 2012 and—
(a) is provided by an approved provider, a private institution or a non-regulated institution (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution);
(b) is provided by an unregistered provider in England on behalf of an approved provider; or
(c) is provided by an unregistered provider in England (other than on behalf of an approved or an approved (fee cap) provider) where the course began before 1st August 2019; and
(d) (i) in a case specified in sub-paragraph (a) or (b) the provider of the course has a high level quality rating; or
(ii) in a case specified in sub-paragraph (c) the provider of the course had a high level quality rating in the academic year starting before 1st August 2019,
the “maximum amount” is the amount specified in paragraph (4B).
(4B) The maximum amount is—
(a) £6,525, or £7,830 in the case of a new accelerated course, unless sub-paragraph (k), or paragraph (7), (7A), (7B) or (8) applies;
(b) £3,260 where paragraph (7) applies and the current course is not an accelerated course;
(c) £1,305, or £1,565 in the case of a new accelerated course, where paragraph (7A) applies and the course is provided by an approved provider in England (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution);
(d) £1,305 where paragraph (7A) applies, the course is provided by a private institution in Wales (other than on behalf of an approved (fee cap) provider or a publicly funded institution) and began before 1st September 2017;
(e) £1,305 where paragraph (7A) applies, the course is provided by a non-regulated institution in Wales (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution) and the course begins on or after 1st September 2017;
(f) £3,260 where paragraph (7A) applies and the course is provided by a private institution in Northern Ireland or Scotland (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution);
(g) £975, or £1,170 in the case of a new accelerated course, where paragraph (7B) applies and the course is provided by an approved provider in England (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution);
(h) £975 where paragraph (7B) applies, the course is provided by a private institution in Wales (other than on behalf of an approved (fee cap) provider or a publicly funded institution), and began before 1st September 2017;
(i) £975 where paragraph (7B) applies, the course is provided by a non-regulated institution in Wales (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution), and begins on or after 1st September 2017;
(j) £3,260 where paragraph (7B) applies and the course is provided by a private institution in Northern Ireland or Scotland (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution); or
(k) £3,835 where the academic year in respect of which the person is applying for support—
(i) begins on or after 1st August 2025, and
(ii) is a lower-fee foundation year.
(5) Where the current course began on or after 1st August 2012 and is provided by or on behalf of an institution in Scotland or Northern Ireland, the “maximum amount” is—
(a) £9,790 where the course is provided by or on behalf of a publicly funded institution, unless sub-paragraph (ba), or paragraph (7), (7A), (7B) or (8) applies;
(b) £6,350 where the course is provided by a private institution (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution), unless sub-paragraph (bb), or paragraph (4A), (7), (7A), (7B) or (8) applies;
(ba) £5,760 where—
(i) the current course is provided by or on behalf of a publicly funded institution, and
(ii) the academic year in respect of which the person is applying for support—
(aa) begins on or after 1st August 2025, and
(bb) is a lower-fee foundation year;
(bb) £3,735 where—
(i) the current course is provided by a private institution (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution), unless paragraph (4A) applies, and
(ii) the academic year in respect of which the person is applying for support—
(aa) begins on or after 1st August 2025, and
(bb) is a lower-fee foundation year;
(c) £4,895 where the course is provided by or on behalf of a publicly funded institution and paragraph (7), (7A) or (7B) applies;
(d) £3,175 where the course is provided by a private institution (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution) and paragraph (7), (7A) or (7B) applies, unless paragraph (4A) applies.
(5ZA) Where the current course begins on or after 1st August 2012 and before 1st September 2017, and is provided by or on behalf of an institution in Wales, the “maximum amount” is—
(a) £9,790 where the course is provided by or on behalf of a publicly funded institution, unless paragraph (7), (7A), (7B) or (8) applies;
(b) £6,350 where the course is provided by a private institution (other than on behalf of an approved (fee cap) provider or a publicly funded institution), unless paragraph (4A), (7), (7A), (7B) or (8) applies;
(c) £4,895 where the course is provided by or on behalf of a publicly funded institution, and paragraph (7) applies;
(d) £3,175 where the course is provided by a private institution (other than on behalf of an approved (fee cap) provider or a publicly funded institution) and paragraph (7) applies, unless paragraph (4A) applies;
(e) £1,955 where the course is provided by or on behalf of a publicly funded institution, and paragraph (7A) applies;
(f) £1,270 where the course is provided by a private institution (other than on behalf of an approved (fee cap) provider or a publicly funded institution) and paragraph (7A) applies, unless paragraph (4A) applies;
(g) £1,465 where the course is provided by or on behalf of a publicly funded institution, and paragraph (7B) applies; or
(h) £950 where the course is provided by a private institution (other than on behalf of an approved (fee cap) provider or a publicly funded institution) and paragraph (7B) applies, unless paragraph (4A) applies.
(5ZB) Where the current course begins on or after 1st September 2017, and is provided by or on behalf of an institution in Wales, the “maximum amount” is—
(a) £9,790 where the course is provided by or on behalf of a regulated institution, unless sub-paragraph (ba), or paragraph (7), (7A), (7B) or (8) applies;
(b) £6,350 where the course is provided by a non-regulated institution (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution), unless sub-paragraph (bb), or paragraph (4A), (7), (7A), (7B) or (8) applies;
(ba) £5,760 where—
(i) the current course is provided by or on behalf of a regulated institution, and
(ii) the academic year in respect of which the person is applying for support—
(aa) begins on or after 1st August 2025, and
(bb) is a lower-fee foundation year;
(bb) £3,735 where—
(i) the current course is provided by a non-regulated institution (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution), unless paragraph (4A) applies, and
(ii) the academic year in respect of which the person is applying for support—
(aa) begins on or after 1st August 2025, and
(bb) is a lower-fee foundation year;
(c) £4,895 where the course is provided by or on behalf of a regulated institution, and paragraph (7) applies;
(d) £3,175 where the course is provided by a non-regulated institution (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution) and paragraph (7) applies, unless paragraph (4A) applies;
(e) £1,955 where the course is provided by or on behalf of a regulated institution, and paragraph (7A) applies;
(f) £1,270 where the course is provided by a non-regulated institution (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution) and paragraph (7A) applies, unless paragraph (4A) applies;
(g) £1,465 where the course is provided by or on behalf of a regulated institution, and paragraph (7B) applies; or
(h) £950 where the course is provided by a non-regulated institution (other than on behalf of an approved (fee cap) provider, a publicly funded institution or a regulated institution) and paragraph (7B) applies, unless paragraph (4A) applies.
(5A) Where the current course began before 1st August 2012 and is provided by an institution in Northern Ireland, the maximum amount is £4,030, or, where paragraph (7), (7A) or (7B) applies, £2,005.
(6) Where paragraph (7) applies, the “maximum amount” is—
(a) £1,725 where the current course began before 1st September 2012 unless paragraph (5) or (5A) applies; or
(b) £4,895 where the current course began on or after 1st September 2012 unless paragraph (4) (4A), (5), (5ZA) or (5ZB) applies.
(6A) Where paragraph (7A) applies, the “maximum amount” is—
(a) £1,725 where the current course began before 1st September 2012, unless paragraph (5) or (5A) applies;
(b) £1,955 where the current course began on or after 1st September 2012 and is provided by or on behalf of an approved (fee cap) provider or by an accredited institution which is an unregistered provider in England ..., unless paragraph (3)(d) applies; or
(c) £4,895 where the current course began on or after 1st September 2012 and is provided by or on behalf of a publicly funded institution in Northern Ireland or Scotland ....
(6B) Where paragraph (7B) applies, the “maximum amount” is—
(a) £1,725 where the current course began before 1st September 2012, unless paragraph (5) or (5A) applies;
(b) £1,465 where the current course began on or after 1st September 2012 and is provided by or on behalf of an approved (fee cap) provider or by an accredited institution which is an unregistered provider in England ..., unless paragraph (3)(d) applies; or
(c) £4,895 where the current course began on or after 1st September 2012 and is provided by or on behalf of a publicly funded institution in Northern Ireland or Scotland....
(6C) Where paragraph (7C) applies, the “maximum amount” is—
(a) £1,465 where the course is provided by or on behalf of a publicly funded or regulated institution in Wales; or
(b) £1,465 where the course is provided—
(i) by or on behalf of an approved (fee cap) provider;
(ii) by an accredited institution which is an unregistered provider in England; or
(iii) by or on behalf of a publicly funded institution in Scotland.
(7) This paragraph applies in respect of—
(a) the final academic year of a designated course where that academic year is normally required to be completed after less than 15 weeks' attendance; or
(b) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
(c) in respect of a course for the initial training of teachers which—
(i) began before 1st September 2010; or
(ii) begins on or after 1st September 2010 where the student transfers to the current course pursuant to regulation 7 from a course for the initial training of teachers beginning before 1st September 2010,
an academic year during which any periods of full-time study are in aggregate less than 10 weeks;
(d) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
(7A) This paragraph applies in respect of an academic year of a sandwich course—
(a) during which any periods of full-time study are in aggregate less than 10 weeks; or
(b) if in respect of that academic year and any previous academic years of the course the aggregate of any one or more periods of attendance which are not periods of full-time study at the institution (disregarding intervening vacations) exceeds 30 weeks.
(7B) This paragraph applies in respect of an academic year of a course provided in conjunction with an overseas institution which is not an Erasmus year—
(a) during which any periods of full-time study at the institution in the United Kingdom are in aggregate less than 10 weeks; or
(b) if in respect of that academic year and any previous academic years of the course the aggregate of any one or more periods of attendance which are not periods of full-time study at the institution in the United Kingdom (disregarding intervening vacations) exceeds 30 weeks.
(7C) This paragraph applies in respect of an Erasmus year of a course provided by an institution in England , Wales or Scotland which began on or after 1st September 2012.
(8) Where the current course is a graduate entry accelerated programme, the “maximum amount” is £6,125 for the first academic year of the course, otherwise £5,860.
(8A) But paragraph (8B) applies where—
(a) a designated course is provided by or on behalf of a publicly funded institution in Scotland, Northern Ireland or Wales or a regulated institution in Wales, or by an institution in Scotland, Northern Ireland or Wales on behalf of an approved (fee cap) provider;
(b) on or before the date on which these Regulations are made, the Secretary of State has notified to an institution referred to in sub-paragraph (a) a level for the number of students starting the first year of courses at that institution in respect of an academic year commencing on or after 1st August 2020 and before 1st August 2021 (“AY 2020/21”), and
(c) the number of students to whom that level applies is exceeded by that institution in AY 2020/21.
(8B) The maximum amounts set out in this regulation are reduced in respect of that institution in relation to the first academic year of a current course where that course commences on or after 1st August 2021 and before 1st August 2022—
(a) by 3% where the level is exceeded but not by more than 6%;
(b) by 9% where the level is exceeded by more than 6% but not more than 12%;
(c) by 15% where the level is exceeded by more than 12%.
(9) A student may apply to the Secretary of State to reduce the amount of loan for which the student has applied in respect of a period of the academic year for which the academic authority has not made a request to the Secretary of State for payment of the fee loan or fee loan instalment under regulation 113.

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Source: https://www.legislation.gov.uk/uksi/2011/1986/regulation/23 (the official version)
Page: https://openlegislation.uk/education-student-support-regulations-2011/regulation-23
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.