{
  "url": "https://openlegislation.uk/education-student-support-regulations-northern-ireland-1998/regulation-10",
  "json_url": "https://openlegislation.uk/education-student-support-regulations-northern-ireland-1998/regulation-10.json",
  "legislation": "nisr/1998/298",
  "legislation_title": "Education (Student Support) Regulations (Northern Ireland) 1998",
  "legislation_url": "https://openlegislation.uk/education-student-support-regulations-northern-ireland-1998",
  "path": "regulation/10",
  "kind": "regulation",
  "number": "10",
  "heading": "Hardship Loan",
  "text": "(1) A borrower who has applied for the maximum amount of loan in relation to an academic year may apply once only for an additional loan on the grounds of hardship, which shall be known as a “hardship loan”.\n(2) A hardship loan shall be not less than £100 and not more than £250 and shall be a multiple of £25.\n(3) A borrower shall demonstrate hardship by completing a questionnaire and providing such evidence of his requirements and resources as the Department may require.\n(4) On being satisfied that, due to exceptional financial hardship, a borrower may not be able to continue to attend the designated course in relation to which a loan has been made for the remaining part of the academic year in question, the Department shall determine the amount of hardship loan which it considers that the borrower requires and shall advise the borrower of that amount and issue to him an application form.\n(5) The borrower shall apply to the Department for a hardship loan not greater than the amount notified to him under paragraph (4) by completing the form issued to him under that paragraph and regulation 6(2)(a) to (d) and (3) shall apply to it as it applies to a loan application form.\n(6) The Department shall certify on the form that to the best of its knowledge and belief—\n(a) the particulars in the form are correct;\n(b) the borrower continues to attend the course in relation to which a loan was made to him; and\n(c) due to exceptional financial hardship the borrower might not be able to continue to attend that course for the remaining part of the academic year and that he ought to be lent the amount applied for.\n(7) The borrower shall submit the completed and certified application form to the Department not more than 30 days after the date of the certificate referred to in paragraph (6) and not later than one month before the end of the academic year, and the Department shall pay the amount to be lent within 14 days of receipt of a satisfactory application.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/nisr/1998/298/regulation/10",
    "retrieved_at": "2026-10-29T02:23:09.660599+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}