{
  "url": "https://openlegislation.uk/enterprise-act-2002/schedule-25/paragraph-6",
  "json_url": "https://openlegislation.uk/enterprise-act-2002/schedule-25/paragraph-6.json",
  "legislation": "ukpga/2002/40",
  "legislation_title": "Enterprise Act 2002",
  "legislation_url": "https://openlegislation.uk/enterprise-act-2002",
  "path": "schedule/25/paragraph/6",
  "kind": "paragraph",
  "number": "6",
  "heading": "Consumer Credit Act 1974 (c. 39)",
  "text": "(1) The Consumer Credit Act 1974 is amended as follows.\n(2) In section 1 (general functions of Director)—\n(a) in subsection (1)—\n(i) for “the Director General of Fair Trading (“the Director”)” there is substituted “ the Office of Fair Trading (“the OFT”) ”;\n(ii) for “him” there is substituted “ it ”;\n(iii) for “himself” there is substituted “ itself ”;\n(b) in subsection (2)—\n(i) for “Director” there is substituted “ OFT ”;\n(ii) for “him” there is substituted “ it ”;\n(c) in the sidenote, for “Director” there is substituted “ OFT ”;\nand in the heading before that section, for “DIRECTOR GENERAL OF FAIR TRADING” there is substituted “ OFFICE OF FAIR TRADING ”.\n(3) In section 2 (powers of Secretary of State)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsections (1)(b) and (2), for “his” there is substituted “ its ”;\n(c) in subsection (4), for “him” there is substituted “ it ”.\n(4) In section 4 (dissemination of information and advice)—\n(a) for “Director” there is substituted “ OFT ”;\n(b) for “he”, “him” and “his” there is substituted “ it ”, “ it ” and “ its ” respectively.\n(5) In section 6 (form etc. of applications)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsection (3), for “him” there is substituted “ it ”.\n(6) In section 7 (penalty for false information), for “Director” (in each place) there is substituted “ OFT ”.\n(7) In section 22 (standard and group licences)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsection (1)(b), for “his” and “he” there is substituted “ its ” and “ it ” respectively;\n(c) in subsection (5), for “him” there is substituted “ it ”.\n(8) In section 25 (licensee to be a fit person)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsection (2), for “him” there is substituted “ it ”.\n(9) In section 27 (determination of applications)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsection (1)—\n(i) for “he” (in both places) there is substituted “ it ”;\n(ii) in paragraph (a), for “his” there is substituted “ its ”;\n(c) in subsection (2), for “him” (in both places) there is substituted “ it ”.\n(10) In section 28 (exclusion from a group licence)—\n(a) for “Director” (in both places) there is substituted “ OFT ”;\n(b) for “he” there is substituted “ it ”;\n(c) in paragraph (a), for “his” there is substituted “ its ”.\n(11) In section 29 (renewal)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsection (2), for “his” there is substituted “ its ”.\n(12) In section 30 (variation by request)—\n(a) for “Director” and “he” (in each place) there is substituted “ OFT ” and “ it ” respectively;\n(b) in subsection (4)(a), for “his” there is substituted “ its ”.\n(13) In section 31 (compulsory variation)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsection (1), for “he” (in both places) there is substituted “ it ”;\n(c) in subsection (2)(a), for “his” there is substituted “ its ”;\n(d) in subsection (3), for “he”, “his” and “him” there is substituted respectively “ it ”, “ its ” and “ it ” respectively;\n(e) in subsection (4)(a), for “his” there is substituted “ its ”.\n(14) In section 32 (suspension and revocation)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsection (1), for “he” (in both places) there is substituted “ it ”;\n(c) in subsection (2)(a), for “his” there is substituted “ its ”;\n(d) in subsection (3), for “he”, “his” and “him” there is substituted “ it ”, “ its ” and “ it ” respectively;\n(e) in subsection (4)(a), for “his” there is substituted “ its ”;\n(f) in subsection (5), for “he” there is substituted “ it ”;\n(g) in subsection (8), for “him” there is substituted “ it ”.\n(15) In section 33 (application to end suspension)—\n(a) for “Director” and “he” (in each place) there is substituted “ OFT ” and “ it ” respectively;\n(b) in subsection (2)(a), for “his” there is substituted “ its ”.\n(16) In section 34 (representations to Director)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsections (2) and (3), for “his” there is substituted “ its ”.\n(17) In section 35 (the register)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsections (1) and (4), for “he” there is substituted “ it ”;\n(c) in subsection (1)(c), for “him” there is substituted “ it ”.\n(18) In section 36 (duty to notify changes)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\n(19) In section 39 (offences against Part 3), for “Director” there is substituted “ OFT ”.\n(20) In section 40 (enforcement of agreements made by unlicensed trader)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsection (3)—\n(i) for “he” (in both places) there is substituted “ it ”;\n(ii) in paragraph (a), for “his” there is substituted “ its ”;\n(c) in subsection (5), for “he” there is substituted “ it ”.\n(21) In section 41 (appeals to Secretary of State under Part 3), in subsection (1), for “Director” there is substituted “ OFT ”.\n(22) In section 49 (prohibition of canvassing debtor-creditor agreements off trade premises), for “Director” (in each place) there is substituted “ OFT ”.\n(23) In section 60 (form and content of agreements), in subsections (3) and (4), for “Director” (in each place) and “he” (in each place) there is substituted “ OFT ” and “ it ” respectively.\n(24) In section 64 (duty to give notice of cancellation rights), for “Director” (in each place) there is substituted “ OFT ”.\n(25) In section 74 (exclusion of certain agreements from Part 5)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsection (3A), for “he” there is substituted “ it ”.\n(26) In section 101 (right to terminate hire agreement), in subsection (8), for “Director” (in each place) and “he” there is substituted “ OFT ” and “ it ” respectively.\n(27) In section 113 (Act not to be evaded by use of security), in subsection (2), for “Director” there is substituted “ OFT ”.\n(28) In section 148 (agreement for services of unlicensed trader)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsection (3)—\n(i) for “he” (in both places) there is substituted “ it ”;\n(ii) in paragraph (a), for “his” there is substituted “ its ”;\n(c) in subsection (5), for “he” there is substituted “ it ”.\n(29) In section 149 (regulated agreements made on introductions by unlicensed credit-broker)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsection (3)—\n(i) for “he” (in both places) there is substituted “ it ”;\n(ii) in paragraph (a), for “his” there is substituted “ its ”;\n(c) in subsection (5), for “he” there is substituted “ it ”.\n(30) In section 159 (correction of wrong information), for “Director” there is substituted “ OFT ”.\n(31) In section 160 (alternative procedure for business consumers)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) in subsection (1), for “he” there is substituted “ it ”.\n(32) In section 161 (enforcement authorities)—\n(a) for “Director” (in each place) there is substituted “ OFT ”;\n(b) subsection (2) (requirement to notify Director of intended prosecution) is omitted;\n(c) in subsection (3), for “he” and “him” there is substituted “ it ”.\n(33) In section 162 (powers of entry and inspection), in subsection (5), for “Director” there is substituted “ OFT ”.\n(34) In section 166 (notification of convictions and judgments to Director), for “Director” (in each place), “Director’s” and “his” there is substituted “ OFT ”, “ OFT’s ” and “ its ” respectively.\n(35) In section 170 (no further sanctions for breach of Act), for “his”, “Director” and “him” there is substituted “ its ”, “ OFT ” and “ it ” respectively.\n(36) In section 173 (contracting-out forbidden), in subsection (3), for “Director” there is substituted “ OFT ”.\n(37) In section 183 (determinations etc. by Director), for “Director” (in both places) and “him” there is substituted “ OFT ” and “ it ” respectively.\n(38) In section 189 (general interpretation provisions)—\n(a) in subsection (1)—\n(i) the definition of “Director” shall cease to have effect;\n(ii) in the definition of “general notice”, for “Director” and “him” there is substituted “ OFT ” and “ it ” respectively;\n(iii) after the definition of “notice of cancellation” there is inserted—\n““OFT” means the Office of Fair Trading;”;\n(iv) in the definition of “register”, for “Director” there is substituted “ OFT ”;\n(b) in subsection (5), for “Director” (in both places) there is substituted “ OFT ”.\n(39) In section 191 (special provisions as to Northern Ireland)—\n(a) for “Director” (in both places) there is substituted “ OFT ”;\n(b) in subsection (1), for “his” and “him” there is substituted “ the OFT’s ” and “ the OFT ” respectively.\n(40) In Schedule 1 (prosecution and punishment of offences), in the entry relating to section 7, for “Director” there is substituted “ OFT ”.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Sch. 25 para. 6(18)(b) repealed (6.4.2008) by Consumer Credit Act 2006 (c. 14), ss. 70, 71, Sch. 4 (with Sch. 3 para. 27(3)); S.I. 2007/3300, art. 3(2), Sch. 2"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/2002/40/schedule/25/paragraph/6",
    "retrieved_at": "2026-10-29T09:18:50.931325+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}