{
  "url": "https://openlegislation.uk/equality-act-2010/schedule-3/paragraph-20A",
  "json_url": "https://openlegislation.uk/equality-act-2010/schedule-3/paragraph-20A.json",
  "legislation": "ukpga/2010/15",
  "legislation_title": "Equality Act 2010",
  "legislation_url": "https://openlegislation.uk/equality-act-2010",
  "path": "schedule/3/paragraph/20A",
  "kind": "paragraph",
  "number": "20A",
  "heading": null,
  "text": "(1) A person (A) does not contravene section 29, so far as relating to age discrimination, by doing anything in connection with the provision of a financial service.\n(2) Where A conducts an assessment of risk for the purposes of providing the financial service to another person (B), A may rely on sub-paragraph (1) only if the assessment of risk, so far as it involves a consideration of B's age, is carried out by reference to information which is relevant to the assessment of risk and from a source on which it is reasonable to rely.\n(3) In this paragraph, “ financial service ” includes a service of a banking, credit, insurance, personal pension, investment or payment nature.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Sch. 3 para. 20A and cross-heading inserted (1.10.2012) by The Equality Act 2010 (Age Exceptions) Order 2012 (S.I. 2012/2466), art. 3"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/2010/15/schedule/3/paragraph/20A",
    "retrieved_at": "2026-10-31T10:33:11.189587+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}