Division 4.2.1.2 For natural personsF1

There will be no more in-depth financial analysis for a natural person.

However, if the result of the concise financial analysis has shown:

• Either a quick ratio (liquidity) inferior to 1,5;

• Or a solvency ratio superior to 1,2

the financial capacity will be considered as ‘insufficient’ and, as a consequence, the applicant cannot participate in the indirect action, except if duly justified reasons are provided by the authorising officer according to his/her own risk assessment.