Division 4.2.1

The Domestic Core Activities include the net assets set out below (cut-off date 31 December 2012):

1. 4.2.1.1.

   EUR [850-900] million Cash and balances with the central bank;

2. 4.2.1.2.

   EUR [1 000-1 500] million Loans (/Receivables) to credit institutions;

3. 4.2.1.3.

   EUR [2 500-3 000] million Financial assets held for trading;

4. 4.2.1.4.

   EUR [10 000-15 000] million Available-for-sale financial assets;

5. 4.2.1.5.

   EUR [0-5] million held-to-maturity financial assets;

6. 4.2.1.6.

   EUR [60 000-65 000] million Loans to clients;

   thereof:

   1. 4.2.1.6.1.

      Developers and construction EUR [8 000-8 500] million;

   2. 4.2.1.6.2.

      Residential mortgages EUR [30 000-35 000] million;

   3. 4.2.1.6.3.

      Large Corporate EUR [10 000-15 000] million;

   4. 4.2.1.6.4.

      SMEs EUR [3 000-3 500] million;

   5. 4.2.1.6.5.

      Consumer loans EUR [1 500-2 000] million;

   6. 4.2.1.6.6.

      Other EUR [4 000-4 500] million (includes other financial institutions and central and local government);

7. 4.2.1.7.

   EUR [400-450] million Property, plant and equipment;

8. 4.2.1.8.

   EUR [150-200] million Intangible assets;

9. 4.2.1.9.

   EUR [4 000-4 500] million Other assets

   thereof:

   1. 4.2.1.9.1.

      Investment properties EUR [80-90] million;

   2. 4.2.1.9.2.

      Hedging derivative instruments EUR [30-40] million;

   3. 4.2.1.9.3.

      Non-current assets held for sale EUR [500-550] million;

   4. 4.2.1.9.4.

      Current tax assets EUR [30-40] million;

   5. 4.2.1.9.5.

      Deferred tax assets EUR [1 000-1 500] million;

   6. 4.2.1.9.6.

      Other assets EUR [2 000-2 500] million;

10. 4.2.1.10.

    EUR [30-40] million net assets contribution arising from participations on other domestic business units (equity method) listed in Appendix II.