Chapter I DEFINITIONS

Eurobank Ergasias S.A. and all its subsidiaries. Therefore, it includes the entire Eurobank Group with all its Greek and non-Greek subsidiaries and branches, both banking and non-banking.

a bid which results in an increase in the regulatory capital ratio of the Bank, taking into account all relevant elements, in particular the profit/loss booked on the transaction and the reduction of RWA resulting from the sale (if necessary corrected for the increase of RWA resulting from remaining financing links).

a bid which results in an increase in the regulatory capital ratio of the Bank. Any bid above the book value of the insurance activity in the account of the Bank is automatically assumed to be capital accretive.

the date of transfer of the legal title of the Divestment Business to the Purchaser.

all the businesses and assets that the Bank commits to sell.

the date of adoption of the Decision.

31 December 2018.

assets related to the activities of customers outside Greece, independently of the country where the assets are booked. For instance, assets booked in Luxembourg but related to the activities of customers in Greece are not included in the scope of this definition. Conversely, assets booked in Luxembourg or Greece but related to the activities of customers in other SEE countries are considered as foreign assets and are included in the scope of this definition.

foreign banking and non-banking subsidiaries and branches of the Bank.

all banking and non-banking subsidiaries of the Bank outside Greece.

the Bank’s Greek banking activities independently from where the assets are booked.

the Bank’s Greek non-banking activities independently from where the assets are booked.

all Greek banking and non-banking subsidiaries of the Bank.

one or more natural or legal person(s), independent from the Bank, approved by the Commission and appointed by the Bank; the Monitoring Trustee has the duty to monitor the Bank’s compliance with the Commitments.

one or more natural or legal person(s) to acquire, in whole or in part, the Divestment Business.

the sale of 100 % of the shareholding held by the Bank, unless the individual Commitment states otherwise.