{
  "url": "https://openlegislation.uk/eu-directive-2008-48/annex-II/division-5",
  "json_url": "https://openlegislation.uk/eu-directive-2008-48/annex-II/division-5.json",
  "legislation": "eudr/2008/48",
  "legislation_title": "Directive 2008/48/EC Of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC",
  "legislation_url": "https://openlegislation.uk/eu-directive-2008-48",
  "path": "annex/II/division/5",
  "kind": "division",
  "number": "5",
  "heading": "Additional information in the case of distance marketing of financial services",
  "text": "This information is optional for the creditor.\n(a) concerning the creditor\nIf applicable\nRepresentative of the creditor in your Member State of residence\n[Identity]\nAddress\n[Geographical address to be used by the consumer]\nTelephone number\nE-mail address\nFax number\nWeb address\nIf applicable\nRegistration\n[The trade register in which the creditor is entered and his registration number or an equivalent means of identification in that register]\nIf applicable\nThe supervisory authority\n(b) concerning the credit agreement\nIf applicable\nExercise of the right of withdrawal\n[Practical instructions for exercising the right of withdrawal indicating, inter alia, the period for exercising the right, the address to which notification of exercise of the right of withdrawal should be sent and the consequences of non-exercise of that right]\nIf applicable\nThe law taken by the creditor as a basis for the establishment of relations with you before the conclusion of the credit contract\nIf applicable\nClause stipulating the governing law applicable to the credit agreement and/or the competent court\n[Relevant clause to be set out here]\nIf applicable\nLanguage regime\nInformation and contractual terms will be supplied in [specific language]. With your consent, we intend to communicate in [specific language/languages] during the duration of the credit agreement.\n(c) concerning redress\nExistence of and access to out-of-court complaint and redress mechanism\n[Whether or not there is an out-of-court complaint and redress mechanism for the consumer who is party to the distance contract and, if so, the methods of access to it]",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "footnote",
      "label": "f1",
      "text": "This information is optional for the creditor."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/eudr/2008/48/annex/II/division/5",
    "retrieved_at": "2026-11-01T15:22:21.482265+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}