{
  "url": "https://openlegislation.uk/eu-directive-2008-48/annex-III/division-4",
  "json_url": "https://openlegislation.uk/eu-directive-2008-48/annex-III/division-4.json",
  "legislation": "eudr/2008/48",
  "legislation_title": "Directive 2008/48/EC Of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC",
  "legislation_url": "https://openlegislation.uk/eu-directive-2008-48",
  "path": "annex/III/division/4",
  "kind": "division",
  "number": "4",
  "heading": "Other important legal aspects",
  "text": "Termination of the credit agreement\n[The conditions and procedure for terminating the credit agreement]\nConsultation of a database\nThe creditor must inform you immediately and without charge of the result of a consultation of a database if a credit application is rejected on the basis of such a consultation. This does not apply if the provision of such information is prohibited by European Community law or is contrary to objectives of public policy or public security.\nIf applicable\nThe period of time during which the creditor is bound by the pre-contractual information\nThis information is valid from … until…\nIf applicable",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/eudr/2008/48/annex/III/division/4",
    "retrieved_at": "2026-11-01T15:22:21.482265+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}