{
  "url": "https://openlegislation.uk/eu-directive-2008-48/annex-III/division-5",
  "json_url": "https://openlegislation.uk/eu-directive-2008-48/annex-III/division-5.json",
  "legislation": "eudr/2008/48",
  "legislation_title": "Directive 2008/48/EC Of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC",
  "legislation_url": "https://openlegislation.uk/eu-directive-2008-48",
  "path": "annex/III/division/5",
  "kind": "division",
  "number": "5",
  "heading": "Additional information to be given where the pre-contractual information is provided by certain credit organisations (Article 2(5) of Directive 2008/48/EC or relates to a consumer credit for debt conversion",
  "text": "Instalments and, where appropriate, the order in which instalments will be allocated\nYou will have to pay the following:\n[Representative example of an instalment table including the amount, number and frequency of payments to be made by the consumer]\nThe total amount you will have to pay\nEarly repayment\nYou have the right to repay the credit early at any time in full or partially.\nIf applicable\nThe creditor is entitled to compensation in the case of early repayment\n[Determination of the compensation (calculation method) in accordance with the provisions implementing Article 16 of Directive 2008/48/EC]\nIf applicable",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/eudr/2008/48/annex/III/division/5",
    "retrieved_at": "2026-11-01T15:22:21.482265+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}