{
  "url": "https://openlegislation.uk/eu-directive-2013-36",
  "json_url": "https://openlegislation.uk/eu-directive-2013-36.json",
  "id": "eudr/2013/36",
  "title": "Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC (Text with EEA relevance)",
  "short_title": "Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC",
  "long_title": "Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC (Text with EEA relevance)",
  "citation": "EU Directive 2013/36",
  "type": "eudr",
  "year": "2013",
  "number": "36",
  "version": "current",
  "date": "2013-06-26",
  "revised": false,
  "valid_from": null,
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 0,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/eu-directive-2013-36/introduction",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "title/I",
      "kind": "title",
      "number": "I",
      "heading": "SUBJECT MATTER, SCOPE AND DEFINITIONS",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/1",
      "kind": "article",
      "number": "1",
      "heading": "Subject matter",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-1",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/I"
    },
    {
      "path": "article/2",
      "kind": "article",
      "number": "2",
      "heading": "Scope",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-2",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/I"
    },
    {
      "path": "article/3",
      "kind": "article",
      "number": "3",
      "heading": "Definitions",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-3",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/I"
    },
    {
      "path": "title/II",
      "kind": "title",
      "number": "II",
      "heading": "COMPETENT AUTHORITIES",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/4",
      "kind": "article",
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      "heading": "Designation and powers of the competent authorities",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-4",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/II"
    },
    {
      "path": "article/5",
      "kind": "article",
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      "heading": "Coordination within Member States",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-5",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/II"
    },
    {
      "path": "article/6",
      "kind": "article",
      "number": "6",
      "heading": "Cooperation within the European System of Financial Supervision",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-6",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/II"
    },
    {
      "path": "article/7",
      "kind": "article",
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      "heading": "Union dimension of supervision",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-7",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/II"
    },
    {
      "path": "title/III",
      "kind": "title",
      "number": "III",
      "heading": "REQUIREMENTS FOR ACCESS TO THE ACTIVITY OF CREDIT INSTITUTIONS",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
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    },
    {
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      "heading": "General requirements for access to the activity of credit institutions",
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      "status": null,
      "parent": "title/III"
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      "path": "article/8",
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      "heading": "Authorisation",
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      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/9",
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      "heading": "Prohibition against persons or undertakings other than credit institutions from carrying out the business of taking deposits or other repayable funds from the public",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-9",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/10",
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      "number": "10",
      "heading": "Programme of operations, structural organisation and governance arrangements",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-10",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/11",
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      "number": "11",
      "heading": "Economic needs",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-11",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/12",
      "kind": "article",
      "number": "12",
      "heading": "Initial capital",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-12",
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      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/13",
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      "heading": "Effective direction of the business and place of the head office",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-13",
      "extent": "E+W+S+N.I.",
      "status": null,
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    },
    {
      "path": "article/14",
      "kind": "article",
      "number": "14",
      "heading": "Shareholders and members",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-14",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/15",
      "kind": "article",
      "number": "15",
      "heading": "Refusal of authorisation",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-15",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/16",
      "kind": "article",
      "number": "16",
      "heading": "Prior consultation of the competent authorities of other Member States",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-16",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/17",
      "kind": "article",
      "number": "17",
      "heading": "Branches of credit institutions authorised in another Member State",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-17",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/18",
      "kind": "article",
      "number": "18",
      "heading": "Withdrawal of authorisation",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-18",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/19",
      "kind": "article",
      "number": "19",
      "heading": "Name of credit institutions",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-19",
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      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/20",
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      "heading": "Notification of authorisation and withdrawal of authorisation",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-20",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/21",
      "kind": "article",
      "number": "21",
      "heading": "Waiver for credit institutions permanently affiliated to a central body",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-21",
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      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/21a",
      "kind": "article",
      "number": "21a",
      "heading": "Approval of financial holding companies and mixed financial holding companies",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-21a",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "article/21b",
      "kind": "article",
      "number": "21b",
      "heading": "Intermediate EU parent undertaking",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-21b",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/1"
    },
    {
      "path": "title/III/chapter/2",
      "kind": "chapter",
      "number": "2",
      "heading": "Qualifying holding in a credit institution",
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      "status": null,
      "parent": "title/III"
    },
    {
      "path": "article/22",
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      "heading": "Notification and assessment of proposed acquisitions",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-22",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/2"
    },
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      "path": "article/23",
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      "heading": "Assessment criteria",
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      "status": null,
      "parent": "title/III/chapter/2"
    },
    {
      "path": "article/24",
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      "heading": "Cooperation between competent authorities",
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      "status": null,
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    },
    {
      "path": "article/25",
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      "number": "25",
      "heading": "Notification in the case of a divestiture",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-25",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/2"
    },
    {
      "path": "article/26",
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      "number": "26",
      "heading": "Information obligations and penalties",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-26",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/2"
    },
    {
      "path": "article/27",
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      "heading": "Criteria for qualifying holdings",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-27",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/III/chapter/2"
    },
    {
      "path": "title/IV",
      "kind": "title",
      "number": "IV",
      "heading": "INITIAL CAPITAL OF INVESTMENT FIRMS",
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      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/28",
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      "heading": "Initial capital of investment firms",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-28",
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      "status": null,
      "parent": "title/IV"
    },
    {
      "path": "article/29",
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      "heading": "Initial capital of particular types of investment firms",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-29",
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      "status": null,
      "parent": "title/IV"
    },
    {
      "path": "article/30",
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      "heading": "Initial capital of local firms",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-30",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/IV"
    },
    {
      "path": "article/31",
      "kind": "article",
      "number": "31",
      "heading": "Coverage for firms not authorised to hold client money or securities",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-31",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/IV"
    },
    {
      "path": "article/32",
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      "heading": "Grandfathering provision",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-32",
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      "status": null,
      "parent": "title/IV"
    },
    {
      "path": "title/V",
      "kind": "title",
      "number": "V",
      "heading": "PROVISIONS CONCERNING THE FREEDOM OF ESTABLISHMENT AND THE FREEDOM TO PROVIDE SERVICES",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "title/V/chapter/1",
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      "heading": "General Principles",
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      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V"
    },
    {
      "path": "article/33",
      "kind": "article",
      "number": "33",
      "heading": "Credit institutions",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-33",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/1"
    },
    {
      "path": "article/34",
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      "heading": "Financial institutions",
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      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/1"
    },
    {
      "path": "title/V/chapter/2",
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      "number": "2",
      "heading": "The right of establishment of credit institutions",
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      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V"
    },
    {
      "path": "article/35",
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      "heading": "Notification requirement and interaction between competent authorities",
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      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/2"
    },
    {
      "path": "article/36",
      "kind": "article",
      "number": "36",
      "heading": "Commencement of activities",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-36",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/2"
    },
    {
      "path": "article/37",
      "kind": "article",
      "number": "37",
      "heading": "Information about refusals",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-37",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/2"
    },
    {
      "path": "article/38",
      "kind": "article",
      "number": "38",
      "heading": "Aggregation of branches",
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      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/2"
    },
    {
      "path": "title/V/chapter/3",
      "kind": "chapter",
      "number": "3",
      "heading": "Exercise of the freedom to provide services",
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      "status": null,
      "parent": "title/V"
    },
    {
      "path": "article/39",
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      "number": "39",
      "heading": "Notification procedure",
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      "extent": "E+W+S+N.I.",
      "status": null,
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    },
    {
      "path": "title/V/chapter/4",
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      "heading": "Powers of the competent authorities of the host Member State",
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      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V"
    },
    {
      "path": "article/40",
      "kind": "article",
      "number": "40",
      "heading": "Reporting requirements",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-40",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/4"
    },
    {
      "path": "article/41",
      "kind": "article",
      "number": "41",
      "heading": "Measures taken by the competent authorities of the home Member State in relation to activities carried out in the host Member State",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-41",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/4"
    },
    {
      "path": "article/42",
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      "number": "42",
      "heading": "Reasons and communication",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-42",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/4"
    },
    {
      "path": "article/43",
      "kind": "article",
      "number": "43",
      "heading": "Precautionary measures",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-43",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/4"
    },
    {
      "path": "article/44",
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      "number": "44",
      "heading": "Powers of host Member States",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-44",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/4"
    },
    {
      "path": "article/45",
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      "number": "45",
      "heading": "Measures following withdrawal of authorisation",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-45",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/4"
    },
    {
      "path": "article/46",
      "kind": "article",
      "number": "46",
      "heading": "Advertising",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-46",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/V/chapter/4"
    },
    {
      "path": "title/VI",
      "kind": "title",
      "number": "VI",
      "heading": "RELATIONS WITH THIRD COUNTRIES",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/47",
      "kind": "article",
      "number": "47",
      "heading": "Notification in relation to third-country branches and conditions of access for credit institutions with such branches",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-47",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/VI"
    },
    {
      "path": "article/48",
      "kind": "article",
      "number": "48",
      "heading": "Cooperation with supervisory authorities of third countries regarding supervision on a consolidated basis",
      "url": "https://openlegislation.uk/eu-directive-2013-36/article-48",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/VI"
    },
    {
      "path": "title/VII",
      "kind": "title",
      "number": "VII",
      "heading": "PRUDENTIAL SUPERVISION",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "title/VII/chapter/1",
      "kind": "chapter",
      "number": "1",
      "heading": "Principles of prudential supervision",
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      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/VII"
    },
    {
      "path": "title/VII/chapter/1/section/I",
      "kind": "section",
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      "heading": "Competence and duties of home and host Member States",
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      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "title/VII/chapter/1"
    },
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      "path": "article/49",
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      "number": "49",
      "heading": "Competence of the competent authorities of the home and host Member States",
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