{
  "url": "https://openlegislation.uk/eu-directive-2014-17/annex-I/division-II/division-b",
  "json_url": "https://openlegislation.uk/eu-directive-2014-17/annex-I/division-II/division-b.json",
  "legislation": "eudr/2014/17",
  "legislation_title": "Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010 (Text with EEA relevance)",
  "legislation_url": "https://openlegislation.uk/eu-directive-2014-17",
  "path": "annex/I/division/II/division/b",
  "kind": "division",
  "number": "(b)",
  "heading": null,
  "text": "If a credit agreement provides different ways of drawdown with different charges or borrowing rates, the total amount of credit shall be deemed to be drawn down at the highest charge and borrowing rate applied to the most common drawdown mechanism for this type of credit agreement.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/eudr/2014/17/annex/I/division/II/division/b",
    "retrieved_at": "2026-11-01T15:21:49.991962+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}