# Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010 (Text with EEA relevance), Division (h): Where the date or amount of a payment to be made by the consumer cannot be ascertained on the basis of the credit agreement or the assumptions set out in points (g), (i), (j), (k), (l) and (m) it shall be assumed that the payment is made in accordance with the dates and conditions required by the creditor and, when these are unknown:

Extent: E+W+S+N.I.

(i) interest charges are paid together with the repayments of the capital;
(ii) non-interest charges expressed as a single sum are paid at the date of the conclusion of the credit agreement;
(iii) non-interest charges expressed as several payments are paid at regular intervals, commencing with the date of the first repayment of capital, and if the amount of such payments is not known they shall be assumed to be equal amounts;
(iv) the final payment clears the balance of capital, interest and other charges, if any.

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Source: https://www.legislation.gov.uk/eudr/2014/17/annex/I/division/II/division/h (the official version)
Page: https://openlegislation.uk/eu-directive-2014-17/annex-I/division-II/division-h
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.