{
  "url": "https://openlegislation.uk/eu-directive-2014-17/annex-III/division-2",
  "json_url": "https://openlegislation.uk/eu-directive-2014-17/annex-III/division-2.json",
  "legislation": "eudr/2014/17",
  "legislation_title": "Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010 (Text with EEA relevance)",
  "legislation_url": "https://openlegislation.uk/eu-directive-2014-17",
  "path": "annex/III/division/2",
  "kind": "division",
  "number": "2",
  "heading": null,
  "text": "When establishing minimum knowledge and competence requirements Member States may differentiate between the levels and types of requirements applicable to the staff of creditors, the staff of credit intermediaries or appointed representatives and the management of credit intermediaries or appointed representatives.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/eudr/2014/17/annex/III/division/2",
    "retrieved_at": "2026-11-01T15:21:49.991962+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}