{
  "url": "https://openlegislation.uk/eu-directive-2014-92/article-15",
  "json_url": "https://openlegislation.uk/eu-directive-2014-92/article-15.json",
  "legislation": "eudr/2014/92",
  "legislation_title": "Directive 2014/92/EU of the European Parliament and of the Council of 23 July 2014 on the comparability of fees related to payment accounts, payment account switching and access to payment accounts with basic features (Text with EEA relevance)",
  "legislation_url": "https://openlegislation.uk/eu-directive-2014-92",
  "path": "article/15",
  "kind": "article",
  "number": "15",
  "heading": "Non-discrimination",
  "text": "Member States shall ensure that credit institutions do not discriminate against consumers legally resident in the Union by reason of their nationality or place of residence or by reason of any other ground as referred to in Article 21 of the Charter, when those consumers apply for or access a payment account within the Union. The conditions applicable to holding a payment account with basic features shall be in no way discriminatory.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/eudr/2014/92/article/15",
    "retrieved_at": "2026-11-01T15:21:41.405168+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}