{
  "url": "https://openlegislation.uk/eu-directive-2014-92/article-25",
  "json_url": "https://openlegislation.uk/eu-directive-2014-92/article-25.json",
  "legislation": "eudr/2014/92",
  "legislation_title": "Directive 2014/92/EU of the European Parliament and of the Council of 23 July 2014 on the comparability of fees related to payment accounts, payment account switching and access to payment accounts with basic features (Text with EEA relevance)",
  "legislation_url": "https://openlegislation.uk/eu-directive-2014-92",
  "path": "article/25",
  "kind": "article",
  "number": "25",
  "heading": "Mechanism in the event of refusal of a payment account for which a fee is charged",
  "text": "Without prejudice to Article 16, Member States may set up a specific mechanism to ensure that consumers who do not have a payment account in their territory and who have been denied access to a payment account for which a fee is charged by credit institutions will have effective access to a payment account with basic features, free of charge.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/eudr/2014/92/article/25",
    "retrieved_at": "2026-11-01T15:21:41.405168+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}