# Directive (EU) 2019/713 of the European Parliament and of the Council of 17 April 2019 on combating fraud and counterfeiting of non-cash means of payment and replacing Council Framework Decision 2001/413/JHA, Article 3: Fraudulent use of non-cash payment instruments

Extent: E+W+S+N.I.

Member States shall take the necessary measures to ensure that, when committed intentionally, the following conduct is punishable as a criminal offence:
(a) the fraudulent use of a stolen or otherwise unlawfully appropriated or obtained non-cash payment instrument;
(b) the fraudulent use of a counterfeit or falsified non-cash payment instrument.

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Source: https://www.legislation.gov.uk/eudr/2019/713/article/3 (the official version)
Page: https://openlegislation.uk/eu-directive-2019-713/article-3
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.