# Regulation (EC) No 785/2004 of the European Parliament and of the Council of 21 April 2004 on insurance requirements for air carriers and aircraft operators, Article 4: Principles of insurance

Extent: E+W+S+N.I.

1. Air carriers and aircraft operators referred to in Article 2 shall be insured in accordance with this Regulation as regards their aviation-specific liability in respect of passengers, baggage, cargo and third parties. The insured risks shall include acts of war, terrorism, hijacking, acts of sabotage, unlawful seizure of aircraft and civil commotion.
2. Air carriers and aircraft operators shall ensure that insurance cover exists for each and every flight, regardless of whether the aircraft operated is at their disposal through ownership or any form of lease agreement, or through joint or franchise operations, code-sharing or any other agreement of the same nature.
3. This Regulation is without prejudice to the rules on liability as arising from:
international Conventions to which the United Kingdom is party, and
...
the law of England and Wales, Scotland or Northern Ireland.

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Source: https://www.legislation.gov.uk/eur/2004/785/article/4 (the official version)
Page: https://openlegislation.uk/eu-regulation-2004-785/article-4
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.