# Regulation (EC) No 785/2004 of the European Parliament and of the Council of 21 April 2004 on insurance requirements for air carriers and aircraft operators, Article 6: Insurance in respect of liability for passengers, baggage and cargo

Extent: E+W+S+N.I.

1. For liability in respect of passengers, the minimum insurance cover shall be 250 000 SDRs per passenger. However, in respect of non-commercial operations by aircraft with a MTOM of 2 700 kg or less, the Secretary of State may, by regulations, set a lower level of minimum insurance cover, provided that such cover is at least 100 000 SDRs per passenger.
2. For liability in respect of baggage, the minimum insurance cover shall be 1 288 SDRs per passenger in commercial operations.
3. For liability in respect of cargo, the minimum insurance cover shall be 22 SDRs per kilogram in commercial operations.
4. Paragraphs 1, 2 and 3 shall not apply with respect to flights over the territory of the United Kingdom carried out by non-UK air carriers and by aircraft operators using aircraft registered outside the United Kingdom which do not involve a landing on, or take-off from, the territory of the United Kingdom.
5. The Secretary of State may, by regulations, amend the values referred to in paragraphs 1, 2 and 3 of this Article where amendments to the relevant international agreements make this necessary.

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Source: https://www.legislation.gov.uk/eur/2004/785/article/6 (the official version)
Page: https://openlegislation.uk/eu-regulation-2004-785/article-6
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.