Division 3 The information regarding the policies and procedures referred to in Article 17(1)(e) regarding the disclosure of a rating decision shall include the following:

the process for notifying the rated entity of the principal grounds on which the rating is based at least 12 hours before publication of the credit rating;

a rating appeal process, if a credit rating agency has implemented it; and

the processes for determining which key elements underlying the credit rating shall be included in the press release or reports.