{
  "url": "https://openlegislation.uk/eu-regulation-2013-1072",
  "json_url": "https://openlegislation.uk/eu-regulation-2013-1072.json",
  "id": "eur/2013/1072",
  "title": "Regulation (EU) No 1072/2013 of the European Central Bank of 24 September 2013 concerning statistics on interest rates applied by monetary financial institutions (recast) (ECB/2013/34) (revoked)",
  "short_title": "Regulation (EU) No 1072/2013 of the European Central Bank of 24 September 2013 concerning statistics on…",
  "long_title": "Regulation (EU) No 1072/2013 of the European Central Bank of 24 September 2013 concerning statistics on interest rates applied by monetary financial institutions (recast) (ECB/2013/34)",
  "citation": "EU Regulation No 1072/2013",
  "type": "eur",
  "year": "2013",
  "number": "1072",
  "version": "current",
  "date": "2013-09-24",
  "revised": false,
  "valid_from": null,
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 0,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/introduction",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/1",
      "kind": "article",
      "number": "1",
      "heading": "Definitions",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/article-1",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": null
    },
    {
      "path": "article/2",
      "kind": "article",
      "number": "2",
      "heading": "Actual reporting population",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/article-2",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": null
    },
    {
      "path": "article/3",
      "kind": "article",
      "number": "3",
      "heading": "Statistical reporting requirements",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/article-3",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": null
    },
    {
      "path": "article/4",
      "kind": "article",
      "number": "4",
      "heading": "Derogations",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/article-4",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": null
    },
    {
      "path": "article/5",
      "kind": "article",
      "number": "5",
      "heading": "Verification and compulsory collection",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/article-5",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": null
    },
    {
      "path": "article/6",
      "kind": "article",
      "number": "6",
      "heading": "First reporting",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/article-6",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": null
    },
    {
      "path": "article/7",
      "kind": "article",
      "number": "7",
      "heading": "Repeal",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/article-7",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": null
    },
    {
      "path": "article/8",
      "kind": "article",
      "number": "8",
      "heading": "Final provision",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/article-8",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": null
    },
    {
      "path": "signature",
      "kind": "signature",
      "number": null,
      "heading": "Signature",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/signature",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "annex/I",
      "kind": "annex",
      "number": "I",
      "heading": "REPORTING SCHEME FOR MONETARY FINANCIAL INSTITUTION INTEREST RATE STATISTICS",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": null
    },
    {
      "path": "annex/I/part/1",
      "kind": "division",
      "number": "PART 1",
      "heading": "Type of rate",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I"
    },
    {
      "path": "annex/I/part/1/division/I",
      "kind": "division",
      "number": "I",
      "heading": "Annualised agreed rate",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1"
    },
    {
      "path": "annex/I/part/1/division/I/division/1",
      "kind": "division",
      "number": null,
      "heading": "General principle",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/I"
    },
    {
      "path": "annex/I/part/1/division/I/division/1/division/1",
      "kind": "division",
      "number": "1",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-1/division-I/division-1/division-1",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/I/division/1"
    },
    {
      "path": "annex/I/part/1/division/I/division/1/division/2",
      "kind": "division",
      "number": "2",
      "heading": "If interest payments agreed between the reporting agent and the household or non-financial corporation are capitalised at regular intervals within a year, for example per month or quarter rather than per annum, the agreed rate is annualised by means of the following formula to derive the annualised agreed rate:",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-1/division-I/division-1/division-2",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/I/division/1"
    },
    {
      "path": "annex/I/part/1/division/I/division/1/division/3",
      "kind": "division",
      "number": "3",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-1/division-I/division-1/division-3",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/I/division/1"
    },
    {
      "path": "annex/I/part/1/division/I/division/2",
      "kind": "division",
      "number": null,
      "heading": "Treatment of taxes, subsidies and regulatory arrangements",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/I"
    },
    {
      "path": "annex/I/part/1/division/I/division/2/division/4",
      "kind": "division",
      "number": "4",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-1/division-I/division-2/division-4",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/I/division/2"
    },
    {
      "path": "annex/I/part/1/division/I/division/2/division/5",
      "kind": "division",
      "number": "5",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-1/division-I/division-2/division-5",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/I/division/2"
    },
    {
      "path": "annex/I/part/1/division/I/division/2/division/6",
      "kind": "division",
      "number": "6",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-1/division-I/division-2/division-6",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/I/division/2"
    },
    {
      "path": "annex/I/part/1/division/I/division/2/division/7",
      "kind": "division",
      "number": "7",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-1/division-I/division-2/division-7",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/I/division/2"
    },
    {
      "path": "annex/I/part/1/division/I/division/2/division/8",
      "kind": "division",
      "number": "8",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-1/division-I/division-2/division-8",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/I/division/2"
    },
    {
      "path": "annex/I/part/1/division/II",
      "kind": "division",
      "number": "II",
      "heading": "Annual percentage rate of charge",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1"
    },
    {
      "path": "annex/I/part/1/division/II/division/9",
      "kind": "division",
      "number": "9",
      "heading": "In addition to AARs, the reporting agents provide the APRC for new business in respect of consumer credit and loans to households for house purchases, i.e.:",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-1/division-II/division-9",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/II"
    },
    {
      "path": "annex/I/part/1/division/II/division/10",
      "kind": "division",
      "number": "10",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-1/division-II/division-10",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/II"
    },
    {
      "path": "annex/I/part/1/division/II/division/11",
      "kind": "division",
      "number": "11",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-1/division-II/division-11",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/II"
    },
    {
      "path": "annex/I/part/1/division/III",
      "kind": "division",
      "number": "III",
      "heading": "Convention",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1"
    },
    {
      "path": "annex/I/part/1/division/III/division/12",
      "kind": "division",
      "number": "12",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-1/division-III/division-12",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/1/division/III"
    },
    {
      "path": "annex/I/part/2",
      "kind": "division",
      "number": "PART 2",
      "heading": "Business coverage",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I"
    },
    {
      "path": "annex/I/part/2/division/13",
      "kind": "division",
      "number": "13",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-13",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2"
    },
    {
      "path": "annex/I/part/2/division/IV",
      "kind": "division",
      "number": "IV",
      "heading": "Interest rates on outstanding amounts",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2"
    },
    {
      "path": "annex/I/part/2/division/IV/division/14",
      "kind": "division",
      "number": "14",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-IV/division-14",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/IV"
    },
    {
      "path": "annex/I/part/2/division/IV/division/15",
      "kind": "division",
      "number": "15",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-IV/division-15",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/IV"
    },
    {
      "path": "annex/I/part/2/division/V",
      "kind": "division",
      "number": "V",
      "heading": "New business on overnight deposits, deposits redeemable at notice, credit card debt and revolving loans and overdrafts",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2"
    },
    {
      "path": "annex/I/part/2/division/V/division/16",
      "kind": "division",
      "number": "16",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-V/division-16",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/V"
    },
    {
      "path": "annex/I/part/2/division/V/division/17",
      "kind": "division",
      "number": "17",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-V/division-17",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/V"
    },
    {
      "path": "annex/I/part/2/division/V/division/18",
      "kind": "division",
      "number": "18",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-V/division-18",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/V"
    },
    {
      "path": "annex/I/part/2/division/VI",
      "kind": "division",
      "number": "VI",
      "heading": "New business in instrument categories other than overnight deposits, deposits redeemable at notice, credit card debt and revolving loans and overdrafts",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2"
    },
    {
      "path": "annex/I/part/2/division/VI/division/19",
      "kind": "division",
      "number": "19",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-VI/division-19",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/VI"
    },
    {
      "path": "annex/I/part/2/division/VI/division/20",
      "kind": "division",
      "number": "20",
      "heading": "New business is defined as any new agreement between the household or non-financial corporation and the reporting agent. New agreements comprise:",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-VI/division-20",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/VI"
    },
    {
      "path": "annex/I/part/2/division/VI/division/21",
      "kind": "division",
      "number": "21",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-VI/division-21",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/VI"
    },
    {
      "path": "annex/I/part/2/division/VI/division/22",
      "kind": "division",
      "number": "22",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-VI/division-22",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/VI"
    },
    {
      "path": "annex/I/part/2/division/VI/division/23",
      "kind": "division",
      "number": "23",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-VI/division-23",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/VI"
    },
    {
      "path": "annex/I/part/2/division/VI/division/24",
      "kind": "division",
      "number": "24",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-VI/division-24",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/VI"
    },
    {
      "path": "annex/I/part/2/division/VI/division/25",
      "kind": "division",
      "number": "25",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-VI/division-25",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/VI"
    },
    {
      "path": "annex/I/part/2/division/VI/division/26",
      "kind": "division",
      "number": "26",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-VI/division-26",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/VI"
    },
    {
      "path": "annex/I/part/2/division/VI/division/27",
      "kind": "division",
      "number": "27",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-VI/division-27",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/VI"
    },
    {
      "path": "annex/I/part/2/division/VII",
      "kind": "division",
      "number": "VII",
      "heading": "Treatment of bad loans and loans for debt restructuring below market conditions",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2"
    },
    {
      "path": "annex/I/part/2/division/VII/division/28",
      "kind": "division",
      "number": "28",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-2/division-VII/division-28",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/2/division/VII"
    },
    {
      "path": "annex/I/part/3",
      "kind": "division",
      "number": "PART 3",
      "heading": "Time reference point",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I"
    },
    {
      "path": "annex/I/part/3/division/VIII",
      "kind": "division",
      "number": "VIII",
      "heading": "Time reference point for MFI interest rates on outstanding amounts",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/3"
    },
    {
      "path": "annex/I/part/3/division/VIII/division/29",
      "kind": "division",
      "number": "29",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-3/division-VIII/division-29",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/3/division/VIII"
    },
    {
      "path": "annex/I/part/3/division/VIII/division/30",
      "kind": "division",
      "number": "30",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-3/division-VIII/division-30",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/3/division/VIII"
    },
    {
      "path": "annex/I/part/3/division/VIII/division/31",
      "kind": "division",
      "number": "31",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-3/division-VIII/division-31",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/3/division/VIII"
    },
    {
      "path": "annex/I/part/3/division/IX",
      "kind": "division",
      "number": "IX",
      "heading": "Time reference point for new business on overnight deposits, deposits redeemable at notice, extended credit card credit and revolving loans and overdrafts",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/3"
    },
    {
      "path": "annex/I/part/3/division/IX/division/32",
      "kind": "division",
      "number": "32",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-3/division-IX/division-32",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/3/division/IX"
    },
    {
      "path": "annex/I/part/3/division/IX/division/33",
      "kind": "division",
      "number": "33",
      "heading": "Analogous to the compilation of the interest rates on outstanding amounts contained in Appendix 1, the interest rates on overnight deposits, deposits redeemable at notice, extended credit card credit and revolving loans and overdrafts are compiled in either of the following manners:",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-3/division-IX/division-33",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/3/division/IX"
    },
    {
      "path": "annex/I/part/3/division/IX/division/34",
      "kind": "division",
      "number": "34",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-3/division-IX/division-34",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/3/division/IX"
    },
    {
      "path": "annex/I/part/3/division/X",
      "kind": "division",
      "number": "X",
      "heading": "Time reference point for new business (other than overnight deposits, deposit redeemable at notice, credit card debt and revolving loans and overdrafts)",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/3"
    },
    {
      "path": "annex/I/part/3/division/X/division/35",
      "kind": "division",
      "number": "35",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-3/division-X/division-35",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/3/division/X"
    },
    {
      "path": "annex/I/part/3/division/X/division/36",
      "kind": "division",
      "number": "36",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-3/division-X/division-36",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/3/division/X"
    },
    {
      "path": "annex/I/part/3/division/X/division/37",
      "kind": "division",
      "number": "37",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-3/division-X/division-37",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/3/division/X"
    },
    {
      "path": "annex/I/part/4",
      "kind": "division",
      "number": "PART 4",
      "heading": "Instrument categories",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I"
    },
    {
      "path": "annex/I/part/4/division/XI",
      "kind": "division",
      "number": "XI",
      "heading": "General provisions",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4"
    },
    {
      "path": "annex/I/part/4/division/XI/division/38",
      "kind": "division",
      "number": "38",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XI/division-38",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XI"
    },
    {
      "path": "annex/I/part/4/division/XI/division/39",
      "kind": "division",
      "number": "39",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XI/division-39",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XI"
    },
    {
      "path": "annex/I/part/4/division/XI/division/40",
      "kind": "division",
      "number": "40",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XI/division-40",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XI"
    },
    {
      "path": "annex/I/part/4/division/XI/division/41",
      "kind": "division",
      "number": "41",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XI/division-41",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XI"
    },
    {
      "path": "annex/I/part/4/division/XII",
      "kind": "division",
      "number": "XII",
      "heading": "Breakdown by currency",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4"
    },
    {
      "path": "annex/I/part/4/division/XII/division/42",
      "kind": "division",
      "number": "42",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XII/division-42",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XII"
    },
    {
      "path": "annex/I/part/4/division/XIII",
      "kind": "division",
      "number": "XIII",
      "heading": "Breakdown by sector",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4"
    },
    {
      "path": "annex/I/part/4/division/XIII/division/43",
      "kind": "division",
      "number": "43",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIII/division-43",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIII"
    },
    {
      "path": "annex/I/part/4/division/XIII/division/44",
      "kind": "division",
      "number": "44",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIII/division-44",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIII"
    },
    {
      "path": "annex/I/part/4/division/XIII/division/45",
      "kind": "division",
      "number": "45",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIII/division-45",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIII"
    },
    {
      "path": "annex/I/part/4/division/XIV",
      "kind": "division",
      "number": "XIV",
      "heading": "Breakdown by type of instrument",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4"
    },
    {
      "path": "annex/I/part/4/division/XIV/division/46",
      "kind": "division",
      "number": "46",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIV/division-46",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIV"
    },
    {
      "path": "annex/I/part/4/division/XIV/division/47",
      "kind": "division",
      "number": "47",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIV/division-47",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIV"
    },
    {
      "path": "annex/I/part/4/division/XIV/division/48",
      "kind": "division",
      "number": "48",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIV/division-48",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIV"
    },
    {
      "path": "annex/I/part/4/division/XIV/division/49",
      "kind": "division",
      "number": "49",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIV/division-49",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIV"
    },
    {
      "path": "annex/I/part/4/division/XIV/division/50",
      "kind": "division",
      "number": "50",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIV/division-50",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIV"
    },
    {
      "path": "annex/I/part/4/division/XIV/division/51",
      "kind": "division",
      "number": "51",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIV/division-51",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIV"
    },
    {
      "path": "annex/I/part/4/division/XIV/division/52",
      "kind": "division",
      "number": "52",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIV/division-52",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIV"
    },
    {
      "path": "annex/I/part/4/division/XIV/division/53",
      "kind": "division",
      "number": "53",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIV/division-53",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIV"
    },
    {
      "path": "annex/I/part/4/division/XIV/division/54",
      "kind": "division",
      "number": "54",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIV/division-54",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIV"
    },
    {
      "path": "annex/I/part/4/division/XIV/division/55",
      "kind": "division",
      "number": "55",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XIV/division-55",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XIV"
    },
    {
      "path": "annex/I/part/4/division/XV",
      "kind": "division",
      "number": "XV",
      "heading": "Breakdown by amount category",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4"
    },
    {
      "path": "annex/I/part/4/division/XV/division/56",
      "kind": "division",
      "number": "56",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XV/division-56",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XV"
    },
    {
      "path": "annex/I/part/4/division/XVI",
      "kind": "division",
      "number": "XVI",
      "heading": "Breakdown by original and residual maturity, notice and interest rate reset period or initial rate fixation",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4"
    },
    {
      "path": "annex/I/part/4/division/XVI/division/57",
      "kind": "division",
      "number": "57",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XVI/division-57",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XVI"
    },
    {
      "path": "annex/I/part/4/division/XVI/division/58",
      "kind": "division",
      "number": "58",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XVI/division-58",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XVI"
    },
    {
      "path": "annex/I/part/4/division/XVI/division/59",
      "kind": "division",
      "number": "59",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XVI/division-59",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XVI"
    },
    {
      "path": "annex/I/part/4/division/XVI/division/60",
      "kind": "division",
      "number": "60",
      "heading": "The following periods of initial rate fixation are distinguished for loans to households:",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XVI/division-60",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XVI"
    },
    {
      "path": "annex/I/part/4/division/XVI/division/61",
      "kind": "division",
      "number": "61",
      "heading": "The following periods of initial rate fixation are distinguished for loans to non-financial corporations up to EUR 0,25 million, over EUR 0,25 million up to EUR 1 million and over EUR 1 million:",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XVI/division-61",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XVI"
    },
    {
      "path": "annex/I/part/4/division/XVI/division/62",
      "kind": "division",
      "number": "62",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XVI/division-62",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XVI"
    },
    {
      "path": "annex/I/part/4/division/XVII",
      "kind": "division",
      "number": "XVII",
      "heading": "Breakdown by secured loans with collateral and/or guarantees",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4"
    },
    {
      "path": "annex/I/part/4/division/XVII/division/63",
      "kind": "division",
      "number": "63",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XVII/division-63",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XVII"
    },
    {
      "path": "annex/I/part/4/division/XVII/division/64",
      "kind": "division",
      "number": "64",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-4/division-XVII/division-64",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/4/division/XVII"
    },
    {
      "path": "annex/I/part/5",
      "kind": "division",
      "number": "PART 5",
      "heading": "Reporting obligations",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I"
    },
    {
      "path": "annex/I/part/5/division/65",
      "kind": "division",
      "number": "65",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-5/division-65",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/5"
    },
    {
      "path": "annex/I/part/5/division/XVIII",
      "kind": "division",
      "number": "XVIII",
      "heading": "Statistical information at the level of the reporting agents",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/5"
    },
    {
      "path": "annex/I/part/5/division/XVIII/division/66",
      "kind": "division",
      "number": "66",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-5/division-XVIII/division-66",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/5/division/XVIII"
    },
    {
      "path": "annex/I/part/5/division/XVIII/division/67",
      "kind": "division",
      "number": "67",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-5/division-XVIII/division-67",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/5/division/XVIII"
    },
    {
      "path": "annex/I/part/5/division/XVIII/division/68",
      "kind": "division",
      "number": "68",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-5/division-XVIII/division-68",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/5/division/XVIII"
    },
    {
      "path": "annex/I/part/5/division/XVIII/division/69",
      "kind": "division",
      "number": "69",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-5/division-XVIII/division-69",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/5/division/XVIII"
    },
    {
      "path": "annex/I/part/5/division/XVIII/division/70",
      "kind": "division",
      "number": "70",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-5/division-XVIII/division-70",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/5/division/XVIII"
    },
    {
      "path": "annex/I/part/5/division/XVIII/division/71",
      "kind": "division",
      "number": "71",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-5/division-XVIII/division-71",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/5/division/XVIII"
    },
    {
      "path": "annex/I/part/5/division/XVIII/division/72",
      "kind": "division",
      "number": "72",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-5/division-XVIII/division-72",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/5/division/XVIII"
    },
    {
      "path": "annex/I/part/5/division/XIX",
      "kind": "division",
      "number": "XIX",
      "heading": "National weighted average interest rates and Aggregated results for the euro area Member States",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/5"
    },
    {
      "path": "annex/I/part/5/division/XIX/division/73",
      "kind": "division",
      "number": "73",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/part-5/division-XIX/division-73",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I/part/5/division/XIX"
    },
    {
      "path": "annex/I/appendix/1",
      "kind": "appendix",
      "number": "1",
      "heading": null,
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/appendix-1",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I"
    },
    {
      "path": "annex/I/appendix/2",
      "kind": "appendix",
      "number": "2",
      "heading": "Instrument categories for interest rates on new business",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-I/appendix-2",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "annex/I"
    },
    {
      "path": "annex/II",
      "kind": "annex",
      "number": "II",
      "heading": "MINIMUM STANDARDS TO BE APPLIED BY THE ACTUAL REPORTING POPULATION",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-II",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": null
    },
    {
      "path": "annex/II/division/1",
      "kind": "division",
      "number": "1",
      "heading": "Minimum standards for transmission:",
      "url": "https://openlegislation.uk/eu-regulation-2013-1072/annex-II/division-1",
      "extent": "E+W+S+N.I.",
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}