# Commission Implementing Regulation (EU) 2018/1699 of 9 November 2018 laying down technical information for the calculation of technical provisions and basic own funds for reporting with reference dates from 30 September 2018 until 30 December 2018 in accordance with Directive 2009/138/EC of the European Parliament and of the Council on the taking-up and pursuit of the business of Insurance and Reinsurance (Text with EEA relevance), Division 3.23: Rand

Extent: E+W+S+N.I.

Duration (in years)
Credit quality step 0
Credit quality step 1
Credit quality step 2
Credit quality step 3
Credit quality step 4
Credit quality step 5
Credit quality step 6
1
110
124
131
153
275
370
3 419
2
111
125
132
154
276
380
2 549
3
112
127
135
160
271
394
1 924
4
113
128
139
165
269
393
1 486
5
114
131
143
167
270
383
1 178
6
115
133
145
170
269
368
956
7
116
135
146
171
269
361
791
8
115
135
146
173
268
361
665
9
114
135
147
175
267
360
566
10
114
135
147
176
266
359
488
11
112
133
146
176
264
357
424
12
111
132
145
174
262
355
371
13
109
129
142
172
260
353
353
14
106
127
140
170
258
351
351
15
104
125
138
167
256
349
349
16
101
122
135
165
253
346
346
17
99
120
133
163
251
344
344
18
97
118
131
160
249
342
342
19
95
116
129
158
247
340
340
20
93
114
127
157
245
338
338
21
92
112
125
155
243
336
336
22
90
111
124
153
241
334
334
23
88
109
122
151
240
332
332
24
86
107
120
149
238
331
331
25
84
105
118
148
236
329
329
26
83
103
116
146
234
327
327
27
81
102
115
144
233
325
325
28
79
100
113
143
231
324
324
29
78
98
111
141
229
322
322
30
76
97
110
139
228
321
321

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Source: https://www.legislation.gov.uk/eur/2018/1699/annex/II/division/3/division/3.23 (the official version)
Page: https://openlegislation.uk/eu-regulation-2018-1699/annex-II/division-3/division-3.23
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.