{
  "url": "https://openlegislation.uk/eu-regulation-2019-1238",
  "json_url": "https://openlegislation.uk/eu-regulation-2019-1238.json",
  "id": "eur/2019/1238",
  "title": "Regulation (EU) 2019/1238 of the European Parliament and of the Council of 20 June 2019 on a pan-European Personal Pension Product (PEPP) (Text with EEA relevance)",
  "short_title": "Regulation (EU) 2019/1238 on a pan-European Personal Pension Product (PEPP)",
  "long_title": "Regulation (EU) 2019/1238 of the European Parliament and of the Council of 20 June 2019 on a pan-European Personal Pension Product (PEPP) (Text with EEA relevance)",
  "citation": "EU Regulation 2019/1238",
  "type": "eur",
  "year": "2019",
  "number": "1238",
  "version": "current",
  "date": "2019-06-20",
  "revised": false,
  "valid_from": null,
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 0,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/introduction",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "chapter/I",
      "kind": "chapter",
      "number": "I",
      "heading": "GENERAL PROVISIONS",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/1",
      "kind": "article",
      "number": "1",
      "heading": "Subject matter",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-1",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/I"
    },
    {
      "path": "article/2",
      "kind": "article",
      "number": "2",
      "heading": "Definitions",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-2",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/I"
    },
    {
      "path": "article/3",
      "kind": "article",
      "number": "3",
      "heading": "Applicable rules",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-3",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/I"
    },
    {
      "path": "article/4",
      "kind": "article",
      "number": "4",
      "heading": "PEPP contract",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-4",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/I"
    },
    {
      "path": "chapter/II",
      "kind": "chapter",
      "number": "II",
      "heading": "REGISTRATION",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/5",
      "kind": "article",
      "number": "5",
      "heading": "Registration",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-5",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/II"
    },
    {
      "path": "article/6",
      "kind": "article",
      "number": "6",
      "heading": "Application for registration of a PEPP",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-6",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/II"
    },
    {
      "path": "article/7",
      "kind": "article",
      "number": "7",
      "heading": "Registration of a PEPP",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-7",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/II"
    },
    {
      "path": "article/8",
      "kind": "article",
      "number": "8",
      "heading": "Conditions for deregistration of a PEPP",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-8",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/II"
    },
    {
      "path": "article/9",
      "kind": "article",
      "number": "9",
      "heading": "Designation",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-9",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/II"
    },
    {
      "path": "article/10",
      "kind": "article",
      "number": "10",
      "heading": "Distribution of PEPPs",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-10",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/II"
    },
    {
      "path": "article/11",
      "kind": "article",
      "number": "11",
      "heading": "Prudential regime applicable to different types of providers",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-11",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/II"
    },
    {
      "path": "article/12",
      "kind": "article",
      "number": "12",
      "heading": "Publication of national provisions",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-12",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/II"
    },
    {
      "path": "article/13",
      "kind": "article",
      "number": "13",
      "heading": "Central public register",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-13",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/II"
    },
    {
      "path": "chapter/III",
      "kind": "chapter",
      "number": "III",
      "heading": "CROSS-BORDER PROVISION AND PORTABILITY OF PEPP",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "chapter/III/section/I",
      "kind": "section",
      "number": "I",
      "heading": "Freedom to provide services and freedom of establishment",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/III"
    },
    {
      "path": "article/14",
      "kind": "article",
      "number": "14",
      "heading": "Exercise of the freedom to provide services and freedom of establishment by PEPP providers and PEPP distributors",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-14",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/III/section/I"
    },
    {
      "path": "article/15",
      "kind": "article",
      "number": "15",
      "heading": "Exercise of the freedom to provide services by IORPs and EU AIFM",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-15",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/III/section/I"
    },
    {
      "path": "article/16",
      "kind": "article",
      "number": "16",
      "heading": "Powers of the competent authorities of the host Member State",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-16",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/III/section/I"
    },
    {
      "path": "chapter/III/section/II",
      "kind": "section",
      "number": "II",
      "heading": "Portability",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/III"
    },
    {
      "path": "article/17",
      "kind": "article",
      "number": "17",
      "heading": "The portability service",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-17",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/III/section/II"
    },
    {
      "path": "article/18",
      "kind": "article",
      "number": "18",
      "heading": "Provision of the portability service",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-18",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/III/section/II"
    },
    {
      "path": "article/19",
      "kind": "article",
      "number": "19",
      "heading": "Sub-accounts of the PEPP",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-19",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/III/section/II"
    },
    {
      "path": "article/20",
      "kind": "article",
      "number": "20",
      "heading": "Opening of a new sub-account",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-20",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/III/section/II"
    },
    {
      "path": "article/21",
      "kind": "article",
      "number": "21",
      "heading": "Provision of information on portability to the competent authorities",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-21",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/III/section/II"
    },
    {
      "path": "chapter/IV",
      "kind": "chapter",
      "number": "IV",
      "heading": "DISTRIBUTION AND INFORMATION REQUIREMENTS",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "chapter/IV/section/I",
      "kind": "section",
      "number": "I",
      "heading": "General provisions",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV"
    },
    {
      "path": "article/22",
      "kind": "article",
      "number": "22",
      "heading": "General principle",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-22",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/I"
    },
    {
      "path": "article/23",
      "kind": "article",
      "number": "23",
      "heading": "Distribution regime applicable to different types of PEPP providers and PEPP distributors",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-23",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/I"
    },
    {
      "path": "article/24",
      "kind": "article",
      "number": "24",
      "heading": "Electronic distribution and other durable mediums",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-24",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/I"
    },
    {
      "path": "article/25",
      "kind": "article",
      "number": "25",
      "heading": "Product oversight and governance requirements",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-25",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/I"
    },
    {
      "path": "chapter/IV/section/II",
      "kind": "section",
      "number": "II",
      "heading": "Pre-contractual information",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV"
    },
    {
      "path": "article/26",
      "kind": "article",
      "number": "26",
      "heading": "PEPP KID",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-26",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/II"
    },
    {
      "path": "article/27",
      "kind": "article",
      "number": "27",
      "heading": "Language of the PEPP KID",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-27",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/II"
    },
    {
      "path": "article/28",
      "kind": "article",
      "number": "28",
      "heading": "Content of the PEPP KID",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-28",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/II"
    },
    {
      "path": "article/29",
      "kind": "article",
      "number": "29",
      "heading": "Marketing materials",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-29",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/II"
    },
    {
      "path": "article/30",
      "kind": "article",
      "number": "30",
      "heading": "Revision of the PEPP KID",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-30",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/II"
    },
    {
      "path": "article/31",
      "kind": "article",
      "number": "31",
      "heading": "Civil liabilities",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-31",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/II"
    },
    {
      "path": "article/32",
      "kind": "article",
      "number": "32",
      "heading": "PEPP contracts which cover biometric risks",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-32",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/II"
    },
    {
      "path": "article/33",
      "kind": "article",
      "number": "33",
      "heading": "Provision of the PEPP KID",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-33",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/II"
    },
    {
      "path": "chapter/IV/section/III",
      "kind": "section",
      "number": "III",
      "heading": "Advice",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV"
    },
    {
      "path": "article/34",
      "kind": "article",
      "number": "34",
      "heading": "Specification of demands and needs and provision of advice",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-34",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/III"
    },
    {
      "path": "chapter/IV/section/IV",
      "kind": "section",
      "number": "IV",
      "heading": "Information during the term of the contract",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV"
    },
    {
      "path": "article/35",
      "kind": "article",
      "number": "35",
      "heading": "General provisions",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-35",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/IV"
    },
    {
      "path": "article/36",
      "kind": "article",
      "number": "36",
      "heading": "PEPP Benefit Statement",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-36",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/IV"
    },
    {
      "path": "article/37",
      "kind": "article",
      "number": "37",
      "heading": "Supplementary information",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-37",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/IV"
    },
    {
      "path": "article/38",
      "kind": "article",
      "number": "38",
      "heading": "Information to be given to PEPP savers during the pre-retirement phase and to PEPP beneficiaries during the decumulation phase",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-38",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/IV"
    },
    {
      "path": "article/39",
      "kind": "article",
      "number": "39",
      "heading": "Information to be given on request to PEPP savers and PEPP beneficiaries",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-39",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/IV"
    },
    {
      "path": "chapter/IV/section/V",
      "kind": "section",
      "number": "V",
      "heading": "Reporting to national authorities",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV"
    },
    {
      "path": "article/40",
      "kind": "article",
      "number": "40",
      "heading": "General provisions",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-40",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/IV/section/V"
    },
    {
      "path": "chapter/V",
      "kind": "chapter",
      "number": "V",
      "heading": "ACCUMULATION PHASE",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "chapter/V/section/I",
      "kind": "section",
      "number": "I",
      "heading": "Investment rules for PEPP providers",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/V"
    },
    {
      "path": "article/41",
      "kind": "article",
      "number": "41",
      "heading": "Investment rules",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-41",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/V/section/I"
    },
    {
      "path": "chapter/V/section/II",
      "kind": "section",
      "number": "II",
      "heading": "Investment options for PEPP savers",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/V"
    },
    {
      "path": "article/42",
      "kind": "article",
      "number": "42",
      "heading": "General provisions",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-42",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/V/section/II"
    },
    {
      "path": "article/43",
      "kind": "article",
      "number": "43",
      "heading": "Choice of investment option by the PEPP saver",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-43",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/V/section/II"
    },
    {
      "path": "article/44",
      "kind": "article",
      "number": "44",
      "heading": "Conditions for modification of the chosen investment option",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-44",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/V/section/II"
    },
    {
      "path": "article/45",
      "kind": "article",
      "number": "45",
      "heading": "The Basic PEPP",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-45",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/V/section/II"
    },
    {
      "path": "article/46",
      "kind": "article",
      "number": "46",
      "heading": "Risk-mitigation techniques",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-46",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/V/section/II"
    },
    {
      "path": "chapter/V/section/III",
      "kind": "section",
      "number": "III",
      "heading": "Other aspects of the accumulation phase",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/V"
    },
    {
      "path": "article/47",
      "kind": "article",
      "number": "47",
      "heading": "Conditions related to the accumulation phase",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-47",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/V/section/III"
    },
    {
      "path": "chapter/VI",
      "kind": "chapter",
      "number": "VI",
      "heading": "INVESTOR PROTECTION",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/48",
      "kind": "article",
      "number": "48",
      "heading": "Depositary",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-48",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/VI"
    },
    {
      "path": "article/49",
      "kind": "article",
      "number": "49",
      "heading": "Coverage of biometric risks",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-49",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/VI"
    },
    {
      "path": "article/50",
      "kind": "article",
      "number": "50",
      "heading": "Complaints",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-50",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/VI"
    },
    {
      "path": "article/51",
      "kind": "article",
      "number": "51",
      "heading": "Out-of-court redress",
      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-51",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "chapter/VI"
    },
    {
      "path": "chapter/VII",
      "kind": "chapter",
      "number": "VII",
      "heading": "SWITCHING OF PEPP PROVIDERS",
      "url": null,
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      "status": null,
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    },
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      "url": "https://openlegislation.uk/eu-regulation-2019-1238/article-67",
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      "status": null,
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      "status": null,
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      "status": null,
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    },
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