{
  "url": "https://openlegislation.uk/eu-regulation-2020-2011/annex-I/part-1.1/division-1",
  "json_url": "https://openlegislation.uk/eu-regulation-2020-2011/annex-I/part-1.1/division-1.json",
  "legislation": "eur/2020/2011",
  "legislation_title": "Regulation (EU) 2020/2011 of the European Central Bank of 1 December 2020 amending Regulation (EU) No 1409/2013 on payments statistics (ECB/2013/43) (ECB/2020/59)",
  "legislation_url": "https://openlegislation.uk/eu-regulation-2020-2011",
  "path": "annex/I/part/1.1/division/1",
  "kind": "division",
  "number": "1",
  "heading": "Payments statistics are compiled by the European Central Bank (ECB) through specific harmonised data collections managed at national level by each national central bank (NCB). The data compilation is structured in the form of nine tables as described below containing national data on each Member State whose currency is the euro (hereinafter a ‘euro area Member State’). Tables 1, 2, 3, 4, 5, 6 and 9 should be reported by payment service providers (PSPs), while Tables 7 and 8 should be reported by payment system operators (PSOs). There are two versions of Tables 4 and 5, only one of which should be reported. Tables 4a and 5a should be reported by all PSPs which have not been granted a derogation pursuant to Article 4, whereas reporting agents which have been granted a derogation pursuant to Article 4(2) and (3) should report the statistical information in Tables 4b and 5b.",
  "text": "Table\nDescription of main contents\nTable 1:\nInstitutions offering payment services to non-monetary financial institutions (non-MFIs)\nBreakdowns showing number of overnight deposits, number of payment accounts, number of e-money accounts and outstanding value on e-money storages issued, by credit institutions, electronic money institutions, payment institutions and other payment service providers (PSPs) and e-money issuers. In addition, breakdowns showing the number of clients of account information service providers (AISPs) and the number of accounts accessed by AISPs are included. The number of accounts accessed by AISPs is reported by the ASPSP while the AISPs report the number of their clients.\nTable 2:\nCard functions\nNumber of cards issued by PSPs resident in the country. Data on cards are compiled with a breakdown by function of the card and within the function of the card with a breakdown by card scheme.\nTable 3:\nCard accepting devices\nNumber of terminals provided by PSPs resident in the country. Data on terminals distinguish between automatic teller machines (ATMs), point-of-sale (POS) and e-money card terminals and between terminal functions.\nTable 4a:\nPayment transactions involving non-MFIs\nNumber and value of payment transactions sent and received by non-MFIs through PSPs resident in the country broken down between remote and non-remote transactions. Transactions are compiled by payment service, initiation channel and within payment schemes with a breakdown between strong customer authentication (SCA) and non-strong customer authentication (non-SCA). For transactions authenticated via non-SCA the reasons for the authentication via non-SCA are provided.\nTable 4b:\nPayment transactions involving non-MFIs reported by reporting agents granted a derogation\nNumber and value of payment transactions sent and received by non-MFIs through PSPs resident in the country broken down between remote and non-remote transactions. Transactions are compiled by payment service, initiation channel and with a breakdown between strong customer authentication (SCA) and non-strong customer authentication (non-SCA) with the reasons for using non-SCA. Table 4b is only reported by PSPs which have been granted a derogation.\nTable 5a:\nFraudulent payment transactions involving non-MFIs\nNumber and value of fraudulent payment transactions sent and received by non-MFIs through PSPs resident in the country. Transactions are compiled by payment service, initiation channel and within payment schemes with a breakdown by fraud origin and a breakdown between strong customer authentication (SCA) and non-strong customer authentication (non-SCA). For transactions authenticated via non-SCA, the reasons for the authentication via non-SCA are provided.\nTable 5b:\nFraudulent payment transactions involving non-MFIs reported by reporting agents granted a derogation\nNumber and value of fraudulent payment transactions sent and received by non-MFIs through PSPs resident in the country. Transactions are compiled by payment service, initiation channel and authentication method; the SCA and non-SCA breakdowns are further broken down by fraud origin and, for the breakdown by non-SCA, by reason for authentication via non-SCA. Table 5b is only reported by PSPs which have been granted a derogation.\nTable 6:\nPayment transactions per type of terminal involving non-MFIs\nNumber and value of payment transactions sent by non-MFIs through PSPs. Transactions are compiled by type of terminal involved with a geographical breakdown. Number and value of over-the-counter (OTC) cash withdrawals and deposits are also included, as are the number and value of cash advances at POS terminals.\nTable 7:\nParticipation in selected payment systems\nNumber of participants in each payment system located in the country, distinguishing direct and indirect participants and within direct participants with a breakdown by type of institution.\nTable 8:\nPayments processed by selected payment systems\nNumber and value of payment transactions processed by each payment system located in the country, by payment service and with a geographical breakdown.\nTable 9:\nQuarterly reporting of payment transactions involving non-MFIs\nNumber and value of payment transactions sent by non-MFIs. Transactions are compiled by payment service and initiation channel. Card-based payment transactions are further broken down by the merchant category code (MCC).",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/eur/2020/2011/annex/I/part/1.1/division/1",
    "retrieved_at": "2026-11-01T14:42:15.323667+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}