Division 25

For transactions authenticated via non-SCA, the reasons for using non-SCA are reported (i.e. ‘low value’, ‘contactless low value’, ‘payment to self’, ‘trusted beneficiaries’, ‘recurring transaction’, ‘unattended terminals for transport fares or parking fees’, ‘secure corporate payment processes and protocols’ and ‘transaction risk analysis’). Where more than one exemption might be applicable the exemption that was applied is the one that should be reported. The sub-categories are mutually exclusive. The same principle applies to the value of transactions. However, the reasons for using non-SCA are not reported broken down by payment scheme but are broken down by remotely and non-remotely initiated credit transfers only.